CGXU vs SCHD
Capital Group International Focus Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CGXU or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. CGXU is less concentrated, with 34.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGXU | SCHD |
|---|---|---|
| Expense Ratio | 0.54% | 0.06%Best |
| AUM | $6.3B | $119.9B |
| Dividend Yield | 5.23% | 2.96% |
| Holdings | 175 | 204 |
| YTD Return | +6.32% | +33.09%Best |
| 1Y Return | +9.25% | +37.17%Best |
| 3Y Return (annualized) | +16.26% | +20.32%Best |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 17.8% | 15.5%Best |
| Max Drawdown | -25.6% | -16.1%Best |
| $10,000 over 4.7 years | $14,209 | $17,034Best |
| Top 10 Weight | 34.2%Best | 41.8% |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 22, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Feb 24, 2022 to Nov 11, 2026 (4.7 years).
CGXU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
CGXU vs SCHD Performance
Capital Group International Focus Equity ETF (CGXU) is an ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CGXU returned +9.25% while SCHD returned +37.17%. Year to date, CGXU is up 6.32% versus a gain of 33.09% for SCHD.
Over three years, CGXU compounded at +16.26% per year against +20.32% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGXU has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 15.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for CGXU and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CGXU charges 0.54% per year while SCHD charges 0.06%. On a $10,000 position that is $54 vs $6 annually, a gap of $48 per year that compounds over a long holding period. On income, CGXU currently yields 5.23% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 76 holdings in CGXU and 98 in SCHD, totalling 98.3% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 76 positions we hold weights for in CGXU and 98 in SCHD, against full books of 175 and 204.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for CGXU (99.8% of the fund), and 8 for CGXU that do not appear in SCHD (11.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CGXU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGXU or SCHD?
CGXU has an expense ratio of 0.54% while SCHD charges 0.06%. SCHD is the cheaper option, by $48 a year on a $10,000 investment.
Which performed better, CGXU or SCHD?
Over the past year CGXU returned +9.25% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGXU or SCHD?
CGXU has been the more volatile fund at 17.8% annualized versus 15.5% for SCHD. Worst drawdown: CGXU -25.6% vs SCHD -16.1%.
Should I hold both CGXU and SCHD?
CGXU and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CGXU or SCHD?
CGXU yields 5.23% while SCHD yields 2.96%, so CGXU currently pays the higher dividend yield.
Is SCHD better than CGXU?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. CGXU is less concentrated, with 34.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.