CHPS vs SCHD
Xtrackers Semiconductor Select Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CHPS or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. CHPS led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CHPS | SCHD |
|---|---|---|
| Expense Ratio | 0.15% | 0.06%Best |
| AUM | $107M | $112.1B |
| Dividend Yield | 0.38% | 3.00% |
| Holdings | 54 | 103 |
| YTD Return | +68.73%Best | +24.23% |
| 1Y Return | +120.24%Best | +27.90% |
| 3Y Return (annualized) | +53.81%Best | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 39.4% | 13.4%Best |
| Max Drawdown | -39.4% | -16.1%Best |
| $10,000 over 3.2 years | $33,554Best | $15,428 |
| Top 10 Weight | 45.6% | 41.8%Best |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jul 13, 2023 to Sep 17, 2026 (3.2 years).
CHPS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
CHPS vs SCHD Performance
Xtrackers Semiconductor Select Equity ETF (CHPS) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CHPS returned +120.24% while SCHD returned +27.90%. Year to date, CHPS is up 68.73% versus a gain of 24.23% for SCHD.
Over three years, CHPS compounded at +53.81% per year against +15.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHPS has been the more volatile fund, with annualized monthly volatility of 39.4% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for CHPS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
CHPS charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, CHPS currently yields 0.38% against 3.00% for SCHD.
Holdings Overlap
7.9% of CHPS's money is in holdings SCHD also owns. 5.7% of SCHD's money is in holdings CHPS also owns.
CHPS and SCHD share little of their money.
2 positions in common, counted across the 52 positions we hold weights for in CHPS and 100 in SCHD, against full books of 54 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for CHPS (94.3% of the fund), and 25 for CHPS that do not appear in SCHD (52.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CHPS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CHPS or SCHD?
CHPS has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, CHPS or SCHD?
Over the past year CHPS returned +120.24% vs +27.90% for SCHD, so CHPS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CHPS or SCHD?
CHPS has been the more volatile fund at 39.4% annualized versus 13.4% for SCHD. Worst drawdown: CHPS -39.4% vs SCHD -16.1%.
Should I hold both CHPS and SCHD?
CHPS and SCHD have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CHPS and SCHD?
7.9% of CHPS's money is in holdings SCHD also owns. 5.7% of SCHD's is in holdings CHPS also owns. They hold 2 positions in common, counted across the 52 positions we hold weights for in CHPS and 100 in SCHD.
Which pays a higher dividend, CHPS or SCHD?
CHPS yields 0.38% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CHPS?
SCHD has a lower expense ratio. CHPS led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 45.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.