CHPS vs SCHD
CHPS vs SCHD
Xtrackers Semiconductor Select Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. CHPS delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CHPS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.06% | |
| AUM | $103M | $103.7B | |
| Dividend Yield | 0.31% | 3.31% | |
| Holdings | 53 | 104 | |
| YTD Return | +72.92% | +24.26% | |
| 1Y Return | +150.59% | +31.38% | |
| 3Y Return (annualized) | +52.58% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 39.9% | 13.6% | |
| Max Drawdown | -39.4% | -33.4% | |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 13, 2023 | Oct 20, 2011 |
CHPS vs SCHD Performance
Xtrackers Semiconductor Select Equity ETF (CHPS) is a ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CHPS returned +150.59% while SCHD returned +31.38%. Year to date, CHPS is up 72.92% versus a gain of 24.26% for SCHD.
Over three years, CHPS compounded at +52.58% per year against +15.08% for SCHD. Across the full 3-year window we track, CHPS has the edge at +49.20% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHPS has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for CHPS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CHPS charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, CHPS currently yields 0.31% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, CHPS or SCHD?
CHPS has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, CHPS or SCHD?
Over the past year CHPS returned +150.59% vs +31.38% for SCHD, so CHPS leads on 1-year performance. Over the longest common window we track (3 years), CHPS annualized +49.20% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, CHPS or SCHD?
CHPS has been the more volatile fund at 39.9% annualized versus 13.6% for SCHD. Worst drawdown: CHPS -39.4% vs SCHD -33.4%.
Should I hold both CHPS and SCHD?
CHPS and SCHD have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CHPS and SCHD?
CHPS and SCHD share 2 common holdings with a 6.4% weight overlap. Combined, they hold 149 unique securities.
Which pays a higher dividend, CHPS or SCHD?
CHPS yields 0.31% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.