CHPS vs VTI

Quick Verdict

VTI has a lower expense ratio. CHPS delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: CHPSMore Diversified: VTI

Side-by-Side Comparison

MetricCHPSVTIWinner
Expense Ratio0.15%0.03%
AUM$103M$663.5B
Dividend Yield0.31%1.07%
Holdings533,543
YTD Return+69.68%+14.16%
1Y Return+143.23%+23.62%
3Y Return (annualized)+53.48%+21.43%
5Y Return (annualized)-+12.33%
Volatility (annualized)39.9%15.3%
Max Drawdown-39.4%-56.6%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryEquityEquity
InceptionJul 13, 2023May 24, 2001

CHPS vs VTI Performance

Xtrackers Semiconductor Select Equity ETF (CHPS) is a ETF from Xtrackers ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CHPS returned +143.23% while VTI returned +23.62%. Year to date, CHPS is up 69.68% versus a gain of 14.16% for VTI.

Over three years, CHPS compounded at +53.48% per year against +21.43% for VTI. Across the full 3-year window we track, CHPS has the edge at +48.13% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHPS has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.4% for CHPS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CHPS charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, CHPS currently yields 0.31% against 1.07% for VTI.

Holdings Overlap

14.1%overlap

CHPS and VTI share 26 holdings out of 2808 unique holdings combined, representing a 14.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CHPSWeight in VTIDifference
NVDA3.53%6.32%2.79%
MU7.31%1.79%5.52%
AMD7.09%1.30%5.79%
AVGOProProPro
INTCProProPro
AMATProProPro
LRCXProProPro
TXNProProPro
KLACProProPro
MRVLProProPro
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Frequently Asked Questions

Which is cheaper, CHPS or VTI?

CHPS has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, CHPS or VTI?

Over the past year CHPS returned +143.23% vs +23.62% for VTI, so CHPS leads on 1-year performance. Over the longest common window we track (3 years), CHPS annualized +48.13% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, CHPS or VTI?

CHPS has been the more volatile fund at 39.9% annualized versus 15.3% for VTI. Worst drawdown: CHPS -39.4% vs VTI -56.6%.

Should I hold both CHPS and VTI?

CHPS and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CHPS and VTI?

CHPS and VTI share 26 common holdings with a 14.1% weight overlap. Combined, they hold 2808 unique securities.

Which pays a higher dividend, CHPS or VTI?

CHPS yields 0.31% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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