Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CHW offers more diversification with 499 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: CHW

Side-by-Side Comparison

MetricCHWSCHDWinner
Expense Ratio2.27%0.06%
AUM$861M$103.7B
Dividend Yield5.92%3.31%
Holdings775104
YTD Return+18.55%+24.26%
1Y Return+27.35%+31.38%
3Y Return (annualized)+22.15%+15.08%
5Y Return (annualized)+4.04%+9.72%
Volatility (annualized)23.1%13.6%
Max Drawdown-73.0%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryAllocation/BalancedEquity
InceptionJun 27, 2007Oct 20, 2011

CHW vs SCHD Performance

Calamos Global Dynamic Income Fund (CHW) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CHW returned +27.35% while SCHD returned +31.38%. Year to date, CHW is up 18.55% versus a gain of 24.26% for SCHD.

Over three years, CHW compounded at +22.15% per year against +15.08% for SCHD; over five years the annualized figures are +4.04% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -0.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHW has been the more volatile fund, with annualized monthly volatility of 23.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -73.0% for CHW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CHW charges 2.27% per year while SCHD charges 0.06%. On a $10,000 position that is $227 vs $6 annually, a gap of $221 per year that compounds over a long holding period. On income, CHW currently yields 5.92% against 3.31% for SCHD.

Holdings Overlap

1.1%overlap

CHW and SCHD share 5 holdings out of 594 unique holdings combined, representing a 1.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CHWWeight in SCHDDifference
CVX0.40%3.95%3.55%
SLB:CW0.61%1.80%1.19%
F0.04%1.44%1.40%
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Frequently Asked Questions

Which is cheaper, CHW or SCHD?

CHW has an expense ratio of 2.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $221 per year of difference.

Which performed better, CHW or SCHD?

Over the past year CHW returned +27.35% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), CHW annualized -0.33% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, CHW or SCHD?

CHW has been the more volatile fund at 23.1% annualized versus 13.6% for SCHD. Worst drawdown: CHW -73.0% vs SCHD -33.4%.

Should I hold both CHW and SCHD?

CHW and SCHD have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CHW and SCHD?

CHW and SCHD share 5 common holdings with a 1.1% weight overlap. Combined, they hold 594 unique securities.

Which pays a higher dividend, CHW or SCHD?

CHW yields 5.92% while SCHD yields 3.31%, so CHW currently pays the higher dividend yield.

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