CIL vs IVV
VictoryShares International Volatility Wtd ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. CIL delivered stronger 1-year returns. CIL offers more diversification with 513 holdings.
Side-by-Side Comparison
| Metric | CIL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $31M | $907.0B | |
| Dividend Yield | 2.51% | 1.10% | |
| Holdings | 513 | 508 | |
| YTD Return | +4.54% | +13.22% | |
| 1Y Return | +34.71% | +21.62% | |
| 3Y Return (annualized) | +16.45% | +22.17% | |
| 5Y Return (annualized) | +9.56% | +13.42% | |
| Volatility (annualized) | 29.0% | 15.1% | |
| Max Drawdown | -46.1% | -56.5% | |
| Fund Family | Victory Capital Management Inc. | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Aug 20, 2015 | May 15, 2000 |
CIL vs IVV Performance
VictoryShares International Volatility Wtd ETF (CIL) is a ETF from Victory Capital Management Inc. and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CIL returned +34.71% while IVV returned +21.62%. Year to date, CIL is up 4.54% versus a gain of 13.22% for IVV.
Over three years, CIL compounded at +16.45% per year against +22.17% for IVV; over five years the annualized figures are +9.56% and +13.42% respectively. Across the full 11-year window we track, CIL has the edge at +7.68% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CIL has been the more volatile fund, with annualized monthly volatility of 29.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.1% for CIL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CIL charges 0.45% per year while IVV charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, CIL currently yields 2.51% against 1.10% for IVV.
Holdings Overlap
CIL and IVV share 1 holdings out of 1008 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CIL | Weight in IVV | Difference |
|---|---|---|---|
| ADP | 0.22% | 0.15% | 0.07% |
Frequently Asked Questions
Which is cheaper, CIL or IVV?
CIL has an expense ratio of 0.45% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, CIL or IVV?
Over the past year CIL returned +34.71% vs +21.62% for IVV, so CIL leads on 1-year performance. Over the longest common window we track (11 years), CIL annualized +7.68% vs +7.02% for IVV. Past performance does not guarantee future results.
Which is riskier, CIL or IVV?
CIL has been the more volatile fund at 29.0% annualized versus 15.1% for IVV. Worst drawdown: CIL -46.1% vs IVV -56.5%.
Should I hold both CIL and IVV?
CIL and IVV have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CIL and IVV?
CIL and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1008 unique securities.
Which pays a higher dividend, CIL or IVV?
CIL yields 2.51% while IVV yields 1.10%, so CIL currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.