COPY vs SCHD
Tweedy, Browne Insider + Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. COPY delivered stronger 1-year returns. COPY offers more diversification with 174 holdings.
Side-by-Side Comparison
| Metric | COPY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.06% | |
| AUM | $372M | $103.7B | |
| Dividend Yield | 0.84% | 3.31% | |
| Holdings | 208 | 104 | |
| YTD Return | +20.96% | +24.26% | |
| 1Y Return | +35.26% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 10.5% | 13.6% | |
| Max Drawdown | -14.1% | -33.4% | |
| Fund Family | Tweedy Browne Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 27, 2024 | Oct 20, 2011 |
COPY vs SCHD Performance
Tweedy, Browne Insider + Value ETF (COPY) is a ETF from Tweedy Browne Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year COPY returned +35.26% while SCHD returned +31.38%. Year to date, COPY is up 20.96% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.5% for COPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.1% for COPY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
COPY charges 0.80% per year while SCHD charges 0.06%. On a $10,000 position that is $80 vs $6 annually, a gap of $74 per year that compounds over a long holding period. On income, COPY currently yields 0.84% against 3.31% for SCHD.
Holdings Overlap
COPY and SCHD share 7 holdings out of 267 unique holdings combined, representing a 2.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, COPY or SCHD?
COPY has an expense ratio of 0.80% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, COPY or SCHD?
Over the past year COPY returned +35.26% vs +31.38% for SCHD, so COPY leads on 1-year performance. Over the longest common window we track (2 years), COPY annualized +33.45% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, COPY or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.5% for COPY. Worst drawdown: COPY -14.1% vs SCHD -33.4%.
Should I hold both COPY and SCHD?
COPY and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between COPY and SCHD?
COPY and SCHD share 7 common holdings with a 2.9% weight overlap. Combined, they hold 267 unique securities.
Which pays a higher dividend, COPY or SCHD?
COPY yields 0.84% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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