CPAI vs VTI
Counterpoint Quantitative Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CPAI or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. CPAI led over 1Y and the full window. CPAI is less concentrated, with 27.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CPAI | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $437M | $666.9B |
| Dividend Yield | 0.69% | 1.03% |
| Holdings | 51 | 3,543 |
| YTD Return | +29.19%Best | +13.60% |
| 1Y Return | +36.41%Best | +18.17% |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 16.8% | 12.1%Best |
| Max Drawdown | -21.5% | -19.3%Best |
| $10,000 over 2.8 years | $20,937Best | $17,390 |
| Top 10 Weight | 27.5%Best | 33.3% |
| Fund Family | Counterpoint Mutual Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Nov 28, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 29, 2023 to Sep 25, 2026 (2.8 years).
CPAI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
CPAI vs VTI Performance
Counterpoint Quantitative Equity ETF (CPAI) is an ETF from Counterpoint Mutual Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CPAI returned +36.41% while VTI returned +18.17%. Year to date, CPAI is up 29.19% versus a gain of 13.60% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CPAI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for CPAI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CPAI charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CPAI currently yields 0.69% against 1.03% for VTI.
Holdings Overlap
90.9% of CPAI's money is in holdings VTI also owns. 11.0% of VTI's money is in holdings CPAI also owns.
Most of CPAI is already inside VTI. Owning both mostly buys the same companies twice.
46 positions in common, counted across the 50 positions we hold weights for in CPAI and 3,463 in VTI, against full books of 51 and 3,543.
What only one of them owns
Our book lists 1,118 positions for VTI that do not appear in our book for CPAI (86.5% of the fund), and 0 for CPAI that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CPAI | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 2.27% | 6.29% | 4.02% |
| PBFPbf Energy Inc | 3.43% | 0.01% | 3.42% |
| TXG10x Genomics Inc Com Usd 1 Cl A | 3.22% | 0.01% | 3.21% |
| MUMicron Technology, Inc. | 1.63% | 1.29% | 0.34% |
| AMDAdvanced Micro Devices Inc | 1.74% | 1.08% | 0.66% |
| HPQHp Inc. | 2.71% | 0.03% | 2.68% |
| COPConocophillips Common Stock USD 0.01 | 2.53% | 0.20% | 2.33% |
| APAApa Corp | 2.64% | 0.02% | 2.62% |
| CBOECboe Global Market | 2.51% | 0.05% | 2.46% |
| MCKMckesson Corp. | 2.34% | 0.14% | 2.20% |
90.9% of CPAI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CPAI or VTI?
CPAI has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, CPAI or VTI?
Over the past year CPAI returned +36.41% vs +18.17% for VTI, so CPAI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CPAI or VTI?
CPAI has been the more volatile fund at 16.8% annualized versus 12.1% for VTI. Worst drawdown: CPAI -21.5% vs VTI -19.3%.
Should I hold both CPAI and VTI?
CPAI and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CPAI and VTI?
90.9% of CPAI's money is in holdings VTI also owns. 11.0% of VTI's is in holdings CPAI also owns. They hold 46 positions in common, counted across the 50 positions we hold weights for in CPAI and 3,463 in VTI.
Which pays a higher dividend, CPAI or VTI?
CPAI yields 0.69% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than CPAI?
VTI has a lower expense ratio. CPAI led over 1Y and the full window. CPAI is less concentrated, with 27.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.