CPAI vs VYM
Counterpoint Quantitative Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. CPAI delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | CPAI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.04% | |
| AUM | $437M | $81.6B | |
| Dividend Yield | 0.71% | 2.24% | |
| Holdings | 52 | 616 | |
| YTD Return | +30.76% | +15.75% | |
| 1Y Return | +47.61% | +23.85% | |
| 3Y Return (annualized) | - | +19.14% | |
| 5Y Return (annualized) | - | +12.45% | |
| Volatility (annualized) | 17.1% | 14.6% | |
| Max Drawdown | -21.5% | -58.8% | |
| Fund Family | Counterpoint Mutual Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 28, 2023 | Nov 10, 2006 |
CPAI vs VYM Performance
Counterpoint Quantitative Equity ETF (CPAI) is a ETF from Counterpoint Mutual Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CPAI returned +47.61% while VYM returned +23.85%. Year to date, CPAI is up 30.76% versus a gain of 15.75% for VYM.
Risk: Volatility and Drawdowns
CPAI has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for CPAI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CPAI charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, CPAI currently yields 0.71% against 2.24% for VYM.
Holdings Overlap
CPAI and VYM share 9 holdings out of 644 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CPAI or VYM?
CPAI has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, CPAI or VYM?
Over the past year CPAI returned +47.61% vs +23.85% for VYM, so CPAI leads on 1-year performance. Over the longest common window we track (3 years), CPAI annualized +32.11% vs +7.06% for VYM. Past performance does not guarantee future results.
Which is riskier, CPAI or VYM?
CPAI has been the more volatile fund at 17.1% annualized versus 14.6% for VYM. Worst drawdown: CPAI -21.5% vs VYM -58.8%.
Should I hold both CPAI and VYM?
CPAI and VYM have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CPAI and VYM?
CPAI and VYM share 9 common holdings with a 1.5% weight overlap. Combined, they hold 644 unique securities.
Which pays a higher dividend, CPAI or VYM?
CPAI yields 0.71% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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