CRPT vs SCHD
First Trust SkyBridge Crypto Industry and Digital Economy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CRPT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.06% | |
| AUM | $87M | $103.7B | |
| Dividend Yield | 0.99% | 3.31% | |
| Holdings | 20 | 104 | |
| YTD Return | -27.95% | +25.62% | |
| 1Y Return | -49.85% | +32.62% | |
| 3Y Return (annualized) | +21.93% | +15.58% | |
| 5Y Return (annualized) | -9.31% | +9.63% | |
| Volatility (annualized) | 74.7% | 13.6% | |
| Max Drawdown | -88.3% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 20, 2021 | Oct 20, 2011 |
CRPT vs SCHD Performance
First Trust SkyBridge Crypto Industry and Digital Economy ETF (CRPT) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CRPT returned -49.85% while SCHD returned +32.62%. Year to date, CRPT is down 27.95% versus a gain of 25.62% for SCHD.
Over three years, CRPT compounded at +21.93% per year against +15.58% for SCHD; over five years the annualized figures are -9.31% and +9.63% respectively. Across the full 5-year window we track, SCHD has the edge at +11.47% annualized vs -9.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CRPT has been the more volatile fund, with annualized monthly volatility of 74.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -88.3% for CRPT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CRPT charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, CRPT currently yields 0.99% against 3.31% for SCHD.
Holdings Overlap
CRPT and SCHD share 0 holdings out of 119 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CRPT or SCHD?
CRPT has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, CRPT or SCHD?
Over the past year CRPT returned -49.85% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), CRPT annualized -9.31% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, CRPT or SCHD?
CRPT has been the more volatile fund at 74.7% annualized versus 13.6% for SCHD. Worst drawdown: CRPT -88.3% vs SCHD -33.4%.
Should I hold both CRPT and SCHD?
CRPT and SCHD have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CRPT and SCHD?
CRPT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 119 unique securities.
Which pays a higher dividend, CRPT or SCHD?
CRPT yields 0.99% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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