CRPT vs SPY

CRPT vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCRPTSPYWinner
Expense Ratio0.85%0.09%
AUM$83M$821.1B
Dividend Yield1.01%1.01%
Holdings20505
YTD Return-10.86%+12.68%
1Y Return-31.55%+21.82%
3Y Return (annualized)+39.00%+21.98%
5Y Return (annualized)-5.25%+12.89%
Volatility (annualized)75.5%15.3%
Max Drawdown-88.3%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionSep 20, 2021Jan 22, 1993

CRPT vs SPY Performance

First Trust SkyBridge Crypto Industry and Digital Economy ETF (CRPT) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CRPT returned -31.55% while SPY returned +21.82%. Year to date, CRPT is down 10.86% versus a gain of 12.68% for SPY.

Over three years, CRPT compounded at +39.00% per year against +21.98% for SPY; over five years the annualized figures are -5.25% and +12.89% respectively. Across the full 5-year window we track, SPY has the edge at +8.81% annualized vs -5.25%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CRPT has been the more volatile fund, with annualized monthly volatility of 75.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -88.3% for CRPT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CRPT charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, CRPT currently yields 1.01% against 1.01% for SPY.

Holdings Overlap

0.2%overlap

CRPT and SPY share 2 holdings out of 521 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CRPTWeight in SPYDifference
COIN10.46%0.05%10.41%
HOOD9.55%0.11%9.44%

Frequently Asked Questions

Which is cheaper, CRPT or SPY?

CRPT has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, CRPT or SPY?

Over the past year CRPT returned -31.55% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (5 years), CRPT annualized -5.25% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, CRPT or SPY?

CRPT has been the more volatile fund at 75.5% annualized versus 15.3% for SPY. Worst drawdown: CRPT -88.3% vs SPY -56.5%.

Should I hold both CRPT and SPY?

CRPT and SPY have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CRPT and SPY?

CRPT and SPY share 2 common holdings with a 0.2% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, CRPT or SPY?

CRPT yields 1.01% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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