CRUX vs SPY

CRUX vs SPY

Which is better, CRUX or SPY?

Intermediate Term Bond against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y.

Lower Fees: SPYHigher Returns (1Y): SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCRUXSPY
Expense Ratio0.32%0.09%Best
AUM-$804.7B
Dividend Yield1.81%0.98%
Holdings474505
YTD Return-1.59%+12.09%Best
1Y Return-+16.29%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Fund FamilyColumbia Threadneedle InvestmentsState Street Investment Management
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionMar 16, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

CRUX vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CRUX vs SPY Performance

Columbia Core Bond ETF (CRUX) is an ETF from Columbia Threadneedle Investments and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, CRUX is down 1.59% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

CRUX charges 0.32% per year while SPY charges 0.09%. On a $10,000 position that is $32 vs $9 annually, a gap of $23 per year that compounds over a long holding period. On income, CRUX currently yields 1.81% against 0.98% for SPY.

Holdings Overlap

SPY already in CRUX0.1%

At least 0.1% of SPY's money is in holdings CRUX also owns.

Stated as a floor: for CRUX, our book for it covers 25.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 127 positions we hold weights for in CRUX and 504 in SPY, against full books of 474 and 505.

Top Shared Holdings

StockWeight in CRUXWeight in SPYDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.05%0.13%0.08%

You are not choosing between two funds in isolation.

Whichever of CRUX and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CRUXSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CRUX or SPY?

CRUX has an expense ratio of 0.32% while SPY charges 0.09%. SPY is the cheaper option, by $23 a year on a $10,000 investment.

Which pays a higher dividend, CRUX or SPY?

CRUX yields 1.81% while SPY yields 0.98%, so CRUX currently pays the higher dividend yield.

Is SPY better than CRUX?

SPY has a lower expense ratio. SPY led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.