CRUX vs VTI

CRUX vs VTI

Which is better, CRUX or VTI?

Intermediate Term Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCRUXVTI
Expense Ratio0.32%0.03%Best
AUM-$666.9B
Dividend Yield1.81%1.03%
Holdings4743,543
YTD Return-1.59%+12.57%Best
1Y Return-+17.22%
3Y Return (annualized)-+20.87%
5Y Return (annualized)-+11.86%
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionMar 16, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

CRUX vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CRUX vs VTI Performance

Columbia Core Bond ETF (CRUX) is an ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, CRUX is down 1.59% versus a gain of 12.57% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

CRUX charges 0.32% per year while VTI charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, CRUX currently yields 1.81% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 130 holdings in CRUX and 2,787 in VTI, totalling 26.2% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 2 positions appear in both.

The two holdings books were reported 48 days apart, CRUX as of Aug 17, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 130 positions we hold weights for in CRUX and 2,787 in VTI, against full books of 474 and 3,543.

Top Shared Holdings

StockWeight in CRUXWeight in VTIDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.05%0.10%0.05%
JEFJefferies Financial Group Inc.0.00%0.00%0.00%

You are not choosing between two funds in isolation.

Whichever of CRUX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CRUXVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CRUX or VTI?

CRUX has an expense ratio of 0.32% while VTI charges 0.03%. VTI is the cheaper option, by $29 a year on a $10,000 investment.

Which pays a higher dividend, CRUX or VTI?

CRUX yields 1.81% while VTI yields 1.03%, so CRUX currently pays the higher dividend yield.

Is VTI better than CRUX?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.