CSB vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCSBSPYWinner
Expense Ratio0.35%0.09%
AUM$264M$821.1B
Dividend Yield3.03%1.01%
Holdings102505
YTD Return+17.32%+14.24%
1Y Return+20.54%+21.71%
3Y Return (annualized)+13.21%+22.10%
5Y Return (annualized)+6.18%+13.21%
Volatility (annualized)18.9%15.3%
Max Drawdown-43.7%-56.5%
Fund FamilyVictory Capital Management Inc.State Street Investment Management
CategoryEquityEquity
InceptionJul 7, 2015Jan 22, 1993

CSB vs SPY Performance

VictoryShares US Small Cap High Dividend Volatility Weighted ETF (CSB) is a ETF from Victory Capital Management Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CSB returned +20.54% while SPY returned +21.71%. Year to date, CSB is up 17.32% versus a gain of 14.24% for SPY.

Over three years, CSB compounded at +13.21% per year against +22.10% for SPY; over five years the annualized figures are +6.18% and +13.21% respectively. Across the full 11-year window we track, SPY has the edge at +8.86% annualized vs +8.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CSB has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.7% for CSB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CSB charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, CSB currently yields 3.03% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

CSB and SPY share 1 holdings out of 603 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSBWeight in SPYDifference
APA0.70%0.02%0.68%

Frequently Asked Questions

Which is cheaper, CSB or SPY?

CSB has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, CSB or SPY?

Over the past year CSB returned +20.54% vs +21.71% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (11 years), CSB annualized +8.08% vs +8.86% for SPY. Past performance does not guarantee future results.

Which is riskier, CSB or SPY?

CSB has been the more volatile fund at 18.9% annualized versus 15.3% for SPY. Worst drawdown: CSB -43.7% vs SPY -56.5%.

Should I hold both CSB and SPY?

CSB and SPY have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSB and SPY?

CSB and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 603 unique securities.

Which pays a higher dividend, CSB or SPY?

CSB yields 3.03% while SPY yields 1.01%, so CSB currently pays the higher dividend yield.

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