CSB vs VTI
VictoryShares US Small Cap High Dividend Volatility Weighted ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CSB or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. CSB is less concentrated, with 15.9% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CSB | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $258M | $666.9B |
| Dividend Yield | 3.03% | 1.03% |
| Holdings | 102 | 3,543 |
| YTD Return | +7.31% | +12.43%Best |
| 1Y Return | +8.63% | +15.92%Best |
| 3Y Return (annualized) | +12.03% | +22.42%Best |
| 5Y Return (annualized) | +4.87% | +12.37%Best |
| Volatility (annualized) | 19.0% | 15.7%Best |
| Max Drawdown | -43.7% | -35.0%Best |
| $10,000 over 5 years | $12,684 | $17,916Best |
| Top 10 Weight | 15.9%Best | 33.3% |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Jul 7, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jul 8, 2015 to Sep 28, 2026 (11.2 years).
CSB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.
CSB vs VTI Performance
VictoryShares US Small Cap High Dividend Volatility Weighted ETF (CSB) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CSB returned +8.63% while VTI returned +15.92%. Year to date, CSB is up 7.31% versus a gain of 12.43% for VTI.
Over three years, CSB compounded at +12.03% per year against +22.42% for VTI; over five years the annualized figures are +4.87% and +12.37% respectively. Across the full 11-year window we track, VTI has the edge at +12.69% annualized vs +7.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CSB has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.7% for CSB and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CSB charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CSB currently yields 3.03% against 1.03% for VTI.
Holdings Overlap
98.7% of CSB's money is in holdings VTI also owns. 0.6% of VTI's money is in holdings CSB also owns.
Most of CSB is already inside VTI. Owning both mostly buys the same companies twice.
99 positions in common, counted across the 100 positions we hold weights for in CSB and 3,463 in VTI, against full books of 102 and 3,543.
What only one of them owns
Our book lists 1,094 positions for VTI that do not appear in our book for CSB (96.9% of the fund), and 1 for CSB that do not appear in VTI (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CSB | Weight in VTI | Difference |
|---|---|---|---|
| AWRAmerican States Water Co | 1.83% | 0.00% | 1.83% |
| IDAIdacorp Inc Ida | 1.76% | 0.01% | 1.75% |
| NJRNew Jersey Res | 1.69% | 0.01% | 1.68% |
| SWXSouthwest Gas Holdings Inc Common Stock Usd 1 | 1.62% | 0.01% | 1.61% |
| OGSOne Gas Inc | 1.59% | 0.01% | 1.58% |
| BKHBlack Hills Corp | 1.50% | 0.01% | 1.49% |
| AVAAvista Corp | 1.50% | 0.00% | 1.50% |
| SRSpire Inc. | 1.47% | 0.01% | 1.46% |
| MGEEMge Energy, Inc. | 1.47% | 0.00% | 1.47% |
| HRBH&R Block, Inc. | 1.46% | 0.01% | 1.45% |
98.7% of CSB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CSB or VTI?
CSB has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, CSB or VTI?
Over the past year CSB returned +8.63% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), CSB annualized +7.13% vs +12.69% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CSB or VTI?
CSB has been the more volatile fund at 19.0% annualized versus 15.7% for VTI. Worst drawdown: CSB -43.7% vs VTI -35.0%.
Should I hold both CSB and VTI?
CSB and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CSB and VTI?
98.7% of CSB's money is in holdings VTI also owns. 0.6% of VTI's is in holdings CSB also owns. They hold 99 positions in common, counted across the 100 positions we hold weights for in CSB and 3,463 in VTI.
Which pays a higher dividend, CSB or VTI?
CSB yields 3.03% while VTI yields 1.03%, so CSB currently pays the higher dividend yield.
Is VTI better than CSB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. CSB is less concentrated, with 15.9% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.