CSB vs VTI
VictoryShares US Small Cap High Dividend Volatility Weighted ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CSB or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CSB | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $261M | $666.9B |
| Dividend Yield | 3.03% | 1.07% |
| Holdings | 102 | 3,543 |
| YTD Return | +14.61%Best | +13.59% |
| 1Y Return | +14.38% | +20.00%Best |
| 3Y Return (annualized) | +13.03% | +20.95%Best |
| 5Y Return (annualized) | +5.75% | +11.81%Best |
| Volatility (annualized) | 18.9% | 15.7%Best |
| Max Drawdown | -43.7% | -35.0%Best |
| $10,000 over 5 years | $13,225 | $17,474Best |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Jul 7, 2015 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 8, 2015 to Sep 4, 2026 (11.2 years).
CSB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.
CSB vs VTI Performance
VictoryShares US Small Cap High Dividend Volatility Weighted ETF (CSB) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CSB returned +14.38% while VTI returned +20.00%. Year to date, CSB is up 14.61% versus a gain of 13.59% for VTI.
Over three years, CSB compounded at +13.03% per year against +20.95% for VTI; over five years the annualized figures are +5.75% and +11.81% respectively. Across the full 11-year window we track, VTI has the edge at +12.88% annualized vs +7.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CSB has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.7% for CSB and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CSB charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CSB currently yields 3.03% against 1.07% for VTI.
Holdings Overlap
At least 74.1% of CSB's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of CSB is already inside VTI. Owning both mostly buys the same companies twice.
74 positions in common, counted across the 100 positions we hold weights for in CSB and 2,787 in VTI, against full books of 102 and 3,543.
Top Shared Holdings
| Stock | Weight in CSB | Weight in VTI | Difference |
|---|---|---|---|
| AWRAmerican States Water Co | 1.70% | 0.00% | 1.70% |
| SWXSouthwest Gas Holdings Inc Common Stock Usd 1 | 1.60% | 0.00% | 1.60% |
| OGSOne Gas Inc | 1.53% | 0.00% | 1.53% |
| AVAAvista Corp | 1.51% | 0.00% | 1.51% |
| MGEEMge Energy, Inc. | 1.49% | 0.00% | 1.49% |
| MSMMsc Industrial Direct Co Inc | 1.43% | 0.00% | 1.43% |
| GEFGreif Inc | 1.41% | 0.00% | 1.41% |
| OTTROtter Tail Corp. | 1.41% | 0.00% | 1.41% |
| PORPortland General | 1.41% | 0.00% | 1.41% |
| SRSpire Inc. | 1.40% | 0.00% | 1.40% |
74.1% of CSB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CSB or VTI?
CSB has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, CSB or VTI?
Over the past year CSB returned +14.38% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), CSB annualized +7.81% vs +12.88% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CSB or VTI?
CSB has been the more volatile fund at 18.9% annualized versus 15.7% for VTI. Worst drawdown: CSB -43.7% vs VTI -35.0%.
Should I hold both CSB and VTI?
CSB and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CSB and VTI?
At least 74.1% of CSB's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 74 positions in common, counted across the 100 positions we hold weights for in CSB and 2,787 in VTI.
Which pays a higher dividend, CSB or VTI?
CSB yields 3.03% while VTI yields 1.07%, so CSB currently pays the higher dividend yield.
Is VTI better than CSB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.