CSB vs VYM

CSB vs VYM

Which is better, CSB or VYM?

Small Cap Value against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. CSB is less concentrated, with 15.7% of the fund in its ten largest positions against 25.9%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: CSB

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCSBVYM
Expense Ratio0.35%0.04%Best
AUM$261M$81.6B
Dividend Yield3.03%2.24%
Holdings102613
YTD Return+14.61%+14.82%Best
1Y Return+14.38%+20.84%Best
3Y Return (annualized)+13.03%+18.64%Best
5Y Return (annualized)+5.75%+12.28%Best
Volatility (annualized)18.9%14.0%Best
Max Drawdown-43.7%-35.7%Best
$10,000 over 5 years$13,225$17,845Best
Top 10 Weight15.7%Best25.9%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
StyleSmall Cap ValueLarge Cap Value
InceptionJul 7, 2015Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Jul 8, 2015 to Sep 4, 2026 (11.2 years).

CSB vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.

CSB vs VYM Performance

VictoryShares US Small Cap High Dividend Volatility Weighted ETF (CSB) is an ETF from Victory Capital Management Inc. and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CSB returned +14.38% while VYM returned +20.84%. Year to date, CSB is up 14.61% versus a gain of 14.82% for VYM.

Over three years, CSB compounded at +13.03% per year against +18.64% for VYM; over five years the annualized figures are +5.75% and +12.28% respectively. Across the full 11-year window we track, VYM has the edge at +9.91% annualized vs +7.81%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CSB has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 14.0% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.7% for CSB and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CSB charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, CSB currently yields 3.03% against 2.24% for VYM.

Holdings Overlap

CSB already in VYM89.0%
VYM already in CSB1.5%

89.0% of CSB's money is in holdings VYM also owns. 1.5% of VYM's money is in holdings CSB also owns.

Most of CSB is already inside VYM. Owning both mostly buys the same companies twice.

87 positions in common, counted across the 100 positions we hold weights for in CSB and 603 in VYM, against full books of 102 and 613.

What only one of them owns

Our book lists 485 positions for VYM that do not appear in our book for CSB (95.9% of the fund), and 13 for CSB that do not appear in VYM (10.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CSBWeight in VYMDifference
IDAIdacorp Inc Ida1.80%0.03%1.77%
AWRAmerican States Water Co1.70%0.01%1.69%
NJRNew Jersey Res1.69%0.02%1.67%
SWXSouthwest Gas Holdings Inc Common Stock Usd 11.60%0.03%1.57%
OGSOne Gas Inc1.53%0.02%1.51%
AVAAvista Corp1.51%0.01%1.50%
MGEEMge Energy, Inc.1.49%0.01%1.48%
BKHBlack Hills Corp1.45%0.02%1.43%
FBP:PRFirst Bancorp/puerto Rico1.45%0.02%1.43%
MSMMsc Industrial Direct Co Inc1.43%0.02%1.41%

89.0% of CSB is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CSBVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CSB or VYM?

CSB has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, CSB or VYM?

Over the past year CSB returned +14.38% vs +20.84% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (11 years), CSB annualized +7.81% vs +9.91% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CSB or VYM?

CSB has been the more volatile fund at 18.9% annualized versus 14.0% for VYM. Worst drawdown: CSB -43.7% vs VYM -35.7%.

Should I hold both CSB and VYM?

CSB and VYM have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CSB and VYM?

89.0% of CSB's money is in holdings VYM also owns. 1.5% of VYM's is in holdings CSB also owns. They hold 87 positions in common, counted across the 100 positions we hold weights for in CSB and 603 in VYM.

Which pays a higher dividend, CSB or VYM?

CSB yields 3.03% while VYM yields 2.24%, so CSB currently pays the higher dividend yield.

Is VYM better than CSB?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. CSB is less concentrated, with 15.7% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.