CSHI vs VXUS
NEOS Enhanced Income 1-3 Month T-Bill ETF vs Vanguard Total International Stock ETF
Which is better, CSHI or VXUS?
Ultrashort Term Bond against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CSHI | VXUS |
|---|---|---|
| Expense Ratio | 0.38% | 0.05%Best |
| AUM | $1.7B | $158.1B |
| Dividend Yield | 4.83% | 2.51% |
| Holdings | 22 | 8,747 |
| YTD Return | +2.94% | +14.83%Best |
| 1Y Return | +4.51% | +24.27%Best |
| 3Y Return (annualized) | +5.17% | +19.98%Best |
| 5Y Return (annualized) | - | +9.07% |
| Volatility (annualized) | 0.6%Best | 14.7% |
| Max Drawdown | -1.7%Best | -13.6% |
| $10,000 over 4 years | $12,295 | $19,185Best |
| Fund Family | NEOS | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Aug 30, 2022 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Aug 30, 2022 to Sep 9, 2026 (4 years).
CSHI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
CSHI vs VXUS Performance
NEOS Enhanced Income 1-3 Month T-Bill ETF (CSHI) is an ETF from NEOS and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CSHI returned +4.51% while VXUS returned +24.27%. Year to date, CSHI is up 2.94% versus a gain of 14.83% for VXUS.
Over three years, CSHI compounded at +5.17% per year against +19.98% for VXUS. Across the full 4-year window we track, VXUS has the edge at +17.69% annualized vs +5.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 0.6% for CSHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for CSHI and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
CSHI charges 0.38% per year while VXUS charges 0.05%. On a $10,000 position that is $38 vs $5 annually, a gap of $33 per year that compounds over a long holding period. On income, CSHI currently yields 4.83% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of CSHI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CSHI or VXUS?
CSHI has an expense ratio of 0.38% while VXUS charges 0.05%. VXUS is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, CSHI or VXUS?
Over the past year CSHI returned +4.51% vs +24.27% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), CSHI annualized +5.30% vs +17.69% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CSHI or VXUS?
VXUS has been the more volatile fund at 14.7% annualized versus 0.6% for CSHI. Worst drawdown: CSHI -1.7% vs VXUS -13.6%.
Should I hold both CSHI and VXUS?
CSHI and VXUS have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CSHI or VXUS?
CSHI yields 4.83% while VXUS yields 2.51%, so CSHI currently pays the higher dividend yield.
Is VXUS better than CSHI?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.