CSHI vs VXUS
NEOS Enhanced Income 1-3 Month T-Bill ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | CSHI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.05% | |
| AUM | $1.5B | $156.5B | |
| Dividend Yield | 4.87% | 2.60% | |
| Holdings | 22 | 8,747 | |
| YTD Return | +3.07% | +14.07% | |
| 1Y Return | +5.02% | +27.24% | |
| 3Y Return (annualized) | +5.36% | +19.27% | |
| 5Y Return (annualized) | - | +9.14% | |
| Volatility (annualized) | 0.4% | 15.1% | |
| Max Drawdown | -1.7% | -39.9% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 30, 2022 | Jan 26, 2011 |
CSHI vs VXUS Performance
NEOS Enhanced Income 1-3 Month T-Bill ETF (CSHI) is a ETF from NEOS and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CSHI returned +5.02% while VXUS returned +27.24%. Year to date, CSHI is up 3.07% versus a gain of 14.07% for VXUS.
Over three years, CSHI compounded at +5.36% per year against +19.27% for VXUS. Across the full 4-year window we track, CSHI has the edge at +5.44% annualized vs +4.83%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.4% for CSHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for CSHI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CSHI charges 0.39% per year while VXUS charges 0.05%. On a $10,000 position that is $39 vs $5 annually, a gap of $34 per year that compounds over a long holding period. On income, CSHI currently yields 4.87% against 2.60% for VXUS.
Holdings Overlap
CSHI and VXUS share 0 holdings out of 7868 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CSHI or VXUS?
CSHI has an expense ratio of 0.39% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, CSHI or VXUS?
Over the past year CSHI returned +5.02% vs +27.24% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), CSHI annualized +5.44% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, CSHI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 0.4% for CSHI. Worst drawdown: CSHI -1.7% vs VXUS -39.9%.
Should I hold both CSHI and VXUS?
CSHI and VXUS have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CSHI and VXUS?
CSHI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7868 unique securities.
Which pays a higher dividend, CSHI or VXUS?
CSHI yields 4.87% while VXUS yields 2.60%, so CSHI currently pays the higher dividend yield.
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