CSHP vs VTI
iShares Dynamic Short-Term Active ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | CSHP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $192M | $666.9B | |
| Dividend Yield | 4.00% | 1.07% | |
| Holdings | 65 | 3,543 | |
| YTD Return | +2.17% | +12.65% | |
| 1Y Return | +3.65% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 0.4% | 15.3% | |
| Max Drawdown | -0.5% | -56.6% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 17, 2024 | May 24, 2001 |
CSHP vs VTI Performance
iShares Dynamic Short-Term Active ETF (CSHP) is a ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CSHP returned +3.65% while VTI returned +21.39%. Year to date, CSHP is up 2.17% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 0.4% for CSHP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.5% for CSHP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CSHP charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, CSHP currently yields 4.00% against 1.07% for VTI.
Holdings Overlap
CSHP and VTI share 0 holdings out of 2809 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CSHP or VTI?
CSHP has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, CSHP or VTI?
Over the past year CSHP returned +3.65% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CSHP annualized +4.11% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, CSHP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 0.4% for CSHP. Worst drawdown: CSHP -0.5% vs VTI -56.6%.
Should I hold both CSHP and VTI?
CSHP and VTI have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CSHP and VTI?
CSHP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2809 unique securities.
Which pays a higher dividend, CSHP or VTI?
CSHP yields 4.00% while VTI yields 1.07%, so CSHP currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.