CSHP vs VYM
iShares Dynamic Short-Term Active ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | CSHP | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.04% | |
| AUM | $221M | $79.0B | |
| Dividend Yield | 3.91% | 2.86% | |
| Holdings | 65 | 568 | |
| YTD Return | +1.95% | +16.16% | |
| 1Y Return | +3.55% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 0.6% | 14.6% | |
| Max Drawdown | -0.7% | -58.8% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 17, 2024 | Nov 10, 2006 |
CSHP vs VYM Performance
iShares Dynamic Short-Term Active ETF (CSHP) is a ETF from BlackRock, Inc. (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CSHP returned +3.55% while VYM returned +26.05%. Year to date, CSHP is up 1.95% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 0.6% for CSHP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.7% for CSHP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CSHP charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, CSHP currently yields 3.91% against 2.86% for VYM.
Holdings Overlap
CSHP and VYM share 0 holdings out of 580 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CSHP or VYM?
CSHP has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, CSHP or VYM?
Over the past year CSHP returned +3.55% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), CSHP annualized +4.06% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, CSHP or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 0.6% for CSHP. Worst drawdown: CSHP -0.7% vs VYM -58.8%.
Should I hold both CSHP and VYM?
CSHP and VYM have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CSHP and VYM?
CSHP and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 580 unique securities.
Which pays a higher dividend, CSHP or VYM?
CSHP yields 3.91% while VYM yields 2.86%, so CSHP currently pays the higher dividend yield.
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