CSHP vs IVV

CSHP vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricCSHPIVVWinner
Expense Ratio0.20%0.03%
AUM$192M$907.0B
Dividend Yield4.00%1.10%
Holdings65508
YTD Return+2.17%+12.28%
1Y Return+3.65%+20.94%
3Y Return (annualized)-+21.81%
5Y Return (annualized)-+13.05%
Volatility (annualized)0.4%15.1%
Max Drawdown-0.5%-56.5%
Fund FamilyBlackRock, Inc. (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJul 17, 2024May 15, 2000

CSHP vs IVV Performance

iShares Dynamic Short-Term Active ETF (CSHP) is a ETF from BlackRock, Inc. (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CSHP returned +3.65% while IVV returned +20.94%. Year to date, CSHP is up 2.17% versus a gain of 12.28% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.4% for CSHP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.5% for CSHP and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CSHP charges 0.20% per year while IVV charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, CSHP currently yields 4.00% against 1.10% for IVV.

Holdings Overlap

0.1%overlap

CSHP and IVV share 1 holdings out of 526 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSHPWeight in IVVDifference
XTSLA0.45%0.15%0.30%

Frequently Asked Questions

Which is cheaper, CSHP or IVV?

CSHP has an expense ratio of 0.20% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, CSHP or IVV?

Over the past year CSHP returned +3.65% vs +20.94% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), CSHP annualized +4.11% vs +6.98% for IVV. Past performance does not guarantee future results.

Which is riskier, CSHP or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 0.4% for CSHP. Worst drawdown: CSHP -0.5% vs IVV -56.5%.

Should I hold both CSHP and IVV?

CSHP and IVV have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSHP and IVV?

CSHP and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 526 unique securities.

Which pays a higher dividend, CSHP or IVV?

CSHP yields 4.00% while IVV yields 1.10%, so CSHP currently pays the higher dividend yield.

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