CSHP vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricCSHPVXUSWinner
Expense Ratio0.20%0.05%
AUM$221M$156.5B
Dividend Yield3.91%2.60%
Holdings658,747
YTD Return+2.09%+14.57%
1Y Return+3.73%+27.82%
3Y Return (annualized)-+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)0.5%15.1%
Max Drawdown-0.7%-39.9%
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJul 17, 2024Jan 26, 2011

CSHP vs VXUS Performance

iShares Dynamic Short-Term Active ETF (CSHP) is a ETF from BlackRock, Inc. (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CSHP returned +3.73% while VXUS returned +27.82%. Year to date, CSHP is up 2.09% versus a gain of 14.57% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.5% for CSHP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.7% for CSHP and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CSHP charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, CSHP currently yields 3.91% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

CSHP and VXUS share 0 holdings out of 7883 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CSHP or VXUS?

CSHP has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, CSHP or VXUS?

Over the past year CSHP returned +3.73% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), CSHP annualized +4.15% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, CSHP or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 0.5% for CSHP. Worst drawdown: CSHP -0.7% vs VXUS -39.9%.

Should I hold both CSHP and VXUS?

CSHP and VXUS have a monthly-return correlation of -0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSHP and VXUS?

CSHP and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7883 unique securities.

Which pays a higher dividend, CSHP or VXUS?

CSHP yields 3.91% while VXUS yields 2.60%, so CSHP currently pays the higher dividend yield.

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