CSRE vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCSRESPYWinner
Expense Ratio0.70%0.09%
AUM$507M$789.1B
Dividend Yield0.63%1.01%
Holdings49505
YTD Return+14.50%+13.79%
1Y Return+15.08%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)12.5%15.3%
Max Drawdown-13.0%-56.5%
Fund FamilyCohen & Steers FundsState Street Investment Management
CategoryEquityEquity
InceptionFeb 3, 2025Jan 22, 1993

CSRE vs SPY Performance

Cohen & Steers Real Estate Active ETF (CSRE) is a ETF from Cohen & Steers Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CSRE returned +15.08% while SPY returned +23.66%. Year to date, CSRE is up 14.50% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.5% for CSRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.0% for CSRE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CSRE charges 0.70% per year while SPY charges 0.09%. On a $10,000 position that is $70 vs $9 annually, a gap of $61 per year that compounds over a long holding period. On income, CSRE currently yields 0.63% against 1.01% for SPY.

Holdings Overlap

1.2%overlap

CSRE and SPY share 13 holdings out of 538 unique holdings combined, representing a 1.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSREWeight in SPYDifference
WELL13.72%0.25%13.47%
DLR8.38%0.09%8.29%
CCI7.79%0.05%7.74%
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Frequently Asked Questions

Which is cheaper, CSRE or SPY?

CSRE has an expense ratio of 0.70% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, CSRE or SPY?

Over the past year CSRE returned +15.08% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), CSRE annualized +11.98% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, CSRE or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.5% for CSRE. Worst drawdown: CSRE -13.0% vs SPY -56.5%.

Should I hold both CSRE and SPY?

CSRE and SPY have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSRE and SPY?

CSRE and SPY share 13 common holdings with a 1.2% weight overlap. Combined, they hold 538 unique securities.

Which pays a higher dividend, CSRE or SPY?

CSRE yields 0.63% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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