DBND vs VTI

DBND vs VTI

Which is better, DBND or VTI?

Diversified Sectoral Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDBNDVTI
Expense Ratio0.45%0.03%Best
AUM$741M$666.9B
Dividend Yield4.86%1.03%
Holdings1,2703,543
YTD Return-1.49%+12.28%Best
1Y Return-0.66%+16.78%Best
3Y Return (annualized)+4.54%+20.89%Best
5Y Return (annualized)-+11.94%
Volatility (annualized)5.9%Best15.4%
Max Drawdown-9.4%Best-20.4%
$10,000 over 4.5 years$10,913$17,659Best
Fund FamilyDoubleLine FundsVanguard (US)
CategoryFixed IncomeEquity
StyleDiversified Sectoral BondLarge Cap Blend
InceptionMar 31, 2022May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Apr 5, 2022 to Sep 17, 2026 (4.5 years).

DBND vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.

DBND vs VTI Performance

DoubleLine Opportunistic Core Bond ETF (DBND) is an ETF from DoubleLine Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DBND returned -0.66% while VTI returned +16.78%. Year to date, DBND is down 1.49% versus a gain of 12.28% for VTI.

Over three years, DBND compounded at +4.54% per year against +20.89% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 5.9% for DBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.4% for DBND and -20.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.

Fees and Cost Over Time

DBND charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DBND currently yields 4.86% against 1.03% for VTI.

Holdings Overlap

VTI already in DBND0.6%

At least 0.6% of VTI's money is in holdings DBND also owns.

Stated as a floor: for DBND, our book for it covers 47.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

11 positions in common, counted across the 466 positions we hold weights for in DBND and 3,463 in VTI, against full books of 1,270 and 3,543.

Top Shared Holdings

StockWeight in DBNDWeight in VTIDifference
CCitigroup Inc 6.875 11/73 6.88 2173-11-150.03%0.30%0.27%
BKBank Of New York Mellon Corp Preferred Shs Depositoty Receipt Repr 1/100Th Pfd Shs Series M, 5.62%, 06/20/990.04%0.15%0.11%
NRGNrg Energy0.02%0.04%0.02%
GENGen Digital Inc0.01%0.02%0.01%
AALAmerican Airlines Group Inc.0.01%0.01%0.00%
BDCBelden Inc0.01%0.01%0.00%
CZRCaesars Entertainment Corp.0.01%0.01%0.00%
DVATotal Renal Care Holdings0.01%0.01%0.00%
ESEEsco Technologies Inc0.01%0.01%0.00%
KARKar Auction Services0.01%0.01%0.00%

You are not choosing between two funds in isolation.

Whichever of DBND and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DBNDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DBND or VTI?

DBND has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.

Which performed better, DBND or VTI?

Over the past year DBND returned -0.66% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DBND or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 5.9% for DBND. Worst drawdown: DBND -9.4% vs VTI -20.4%.

Should I hold both DBND and VTI?

DBND and VTI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, DBND or VTI?

DBND yields 4.86% while VTI yields 1.03%, so DBND currently pays the higher dividend yield.

Is VTI better than DBND?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.