DBSC vs SCHD

Quick Verdict

SCHD has a lower expense ratio.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: Tied

Side-by-Side Comparison

MetricDBSCSCHDWinner
Expense Ratio0.85%0.06%
AUM$5M$103.7B
Dividend Yield0.00%3.31%
Holdings101104
YTD Return+4.75%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-16.6%-33.4%
Fund FamilyDeepwater Asset Management, LLCCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 15, 2025Oct 20, 2011

DBSC vs SCHD Performance

Deepwater Beachfront Small Cap ETF (DBSC) is a ETF from Deepwater Asset Management, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, DBSC is up 4.75% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -16.6% for DBSC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DBSC charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, DBSC currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

DBSC and SCHD share 0 holdings out of 200 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DBSC or SCHD?

DBSC has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.

What is the holdings overlap between DBSC and SCHD?

DBSC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 200 unique securities.

Which pays a higher dividend, DBSC or SCHD?

DBSC yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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