DDWM vs SCHD
WisdomTree Dynamic International Equity Fund vs Schwab US Dividend Equity ETF
Which is better, DDWM or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. DDWM led over 3Y and 5Y, SCHD over 1Y and the full window. DDWM is less concentrated, with 11.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDWM | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $1.5B | $112.1B |
| Dividend Yield | 2.52% | 3.00% |
| Holdings | 1,462 | 103 |
| YTD Return | +6.58% | +24.96%Best |
| 1Y Return | +13.08% | +28.75%Best |
| 3Y Return (annualized) | +17.43%Best | +15.71% |
| 5Y Return (annualized) | +12.15%Best | +9.86% |
| Volatility (annualized) | 12.3%Best | 14.9% |
| Max Drawdown | -35.0% | -33.4%Best |
| $10,000 over 5 years | $17,742Best | $16,003 |
| Top 10 Weight | 11.5%Best | 41.8% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jan 7, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jan 7, 2016 to Sep 9, 2026 (10.7 years).
DDWM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.7 years both funds cover.
DDWM vs SCHD Performance
WisdomTree Dynamic International Equity Fund (DDWM) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DDWM returned +13.08% while SCHD returned +28.75%. Year to date, DDWM is up 6.58% versus a gain of 24.96% for SCHD.
Over three years, DDWM compounded at +17.43% per year against +15.71% for SCHD; over five years the annualized figures are +12.15% and +9.86% respectively. Across the full 11-year window we track, SCHD has the edge at +11.97% annualized vs +10.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 12.3% for DDWM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for DDWM and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DDWM charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, DDWM currently yields 2.52% against 3.00% for SCHD.
Holdings Overlap
0.9% of DDWM's money is in holdings SCHD also owns. 0.6% of SCHD's money is in holdings DDWM also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 1,447 positions we hold weights for in DDWM and 100 in SCHD, against full books of 1,462 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for DDWM (99.3% of the fund), and 25 for DDWM that do not appear in SCHD (3.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DDWM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDWM or SCHD?
DDWM has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, DDWM or SCHD?
Over the past year DDWM returned +13.08% vs +28.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), DDWM annualized +10.15% vs +11.97% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DDWM or SCHD?
SCHD has been the more volatile fund at 14.9% annualized versus 12.3% for DDWM. Worst drawdown: DDWM -35.0% vs SCHD -33.4%.
Should I hold both DDWM and SCHD?
DDWM and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DDWM or SCHD?
DDWM yields 2.52% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DDWM?
SCHD has a lower expense ratio. DDWM led over 3Y and 5Y, SCHD over 1Y and the full window. DDWM is less concentrated, with 11.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.