DFAT vs VOO

DFAT vs VOO

Which is better, DFAT or VOO?

Small Cap Value against Large Cap Blend.

VOO has a lower expense ratio. DFAT led over 1Y, VOO over 3Y, 5Y and the full window. DFAT is less concentrated, with 6.9% of the fund in its ten largest positions against 37.6%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: DFAT

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFATVOO
Expense Ratio0.28%0.03%Best
AUM$14.4B$997.4B
Dividend Yield1.35%1.04%
Holdings1,234509
YTD Return+15.27%Best+14.14%
1Y Return+18.81%Best+17.31%
3Y Return (annualized)+16.42%+23.16%Best
5Y Return (annualized)+11.37%+13.85%Best
Volatility (annualized)19.8%15.5%Best
Max Drawdown-26.1%-24.5%Best
$10,000 over 5 years$17,133$19,128Best
Top 10 Weight6.9%Best37.6%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
StyleSmall Cap ValueLarge Cap Blend
InceptionDec 11, 1998Sep 7, 2010

Volatility and max drawdown are measured over the window both funds cover: Jun 14, 2021 to Sep 21, 2026 (5.3 years).

DFAT vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.

DFAT vs VOO Performance

Dimensional US Targeted Value ETF (DFAT) is an ETF from Dimensional and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year DFAT returned +18.81% while VOO returned +17.31%. Year to date, DFAT is up 15.27% versus a gain of 14.14% for VOO.

Over three years, DFAT compounded at +16.42% per year against +23.16% for VOO; over five years the annualized figures are +11.37% and +13.85% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFAT has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 15.5% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.1% for DFAT and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DFAT charges 0.28% per year while VOO charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, DFAT currently yields 1.35% against 1.04% for VOO.

Holdings Overlap

DFAT already in VOO10.8%
VOO already in DFAT0.8%

10.8% of DFAT's money is in holdings VOO also owns. 0.8% of VOO's money is in holdings DFAT also owns.

DFAT and VOO share little of their money.

41 positions in common, counted across the 1,191 positions we hold weights for in DFAT and 494 in VOO, against full books of 1,234 and 509.

What only one of them owns

Our book lists 447 positions for VOO that do not appear in our book for DFAT (98.4% of the fund), and 873 for DFAT that do not appear in VOO (85.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DFATWeight in VOODifference
APAApa Corp0.73%0.02%0.71%
BALLBall Corp0.67%0.03%0.64%
SJMJ M Smucker Co/The0.67%0.02%0.65%
IVZInvesco Plc0.58%0.02%0.56%
BENFranklin Resources Inc.0.51%0.02%0.49%
GLGlobe Life Inc.0.50%0.02%0.48%
RVTYRevvity Inc0.40%0.02%0.38%
UHSUniversal Health Services Inc.0.41%0.01%0.40%
AKAMAkamai Technologies Inc.0.37%0.03%0.34%
SWKStanley Black Decker Inc.0.38%0.02%0.36%

You are not choosing between two funds in isolation.

Whichever of DFAT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DFATVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DFAT or VOO?

DFAT has an expense ratio of 0.28% while VOO charges 0.03%. VOO is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, DFAT or VOO?

Over the past year DFAT returned +18.81% vs +17.31% for VOO, so DFAT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DFAT or VOO?

DFAT has been the more volatile fund at 19.8% annualized versus 15.5% for VOO. Worst drawdown: DFAT -26.1% vs VOO -24.5%.

Should I hold both DFAT and VOO?

DFAT and VOO have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between DFAT and VOO?

10.8% of DFAT's money is in holdings VOO also owns. 0.8% of VOO's is in holdings DFAT also owns. They hold 41 positions in common, counted across the 1,191 positions we hold weights for in DFAT and 494 in VOO.

Which pays a higher dividend, DFAT or VOO?

DFAT yields 1.35% while VOO yields 1.04%, so DFAT currently pays the higher dividend yield.

Is VOO better than DFAT?

VOO has a lower expense ratio. DFAT led over 1Y, VOO over 3Y, 5Y and the full window. DFAT is less concentrated, with 6.9% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.