DIM vs VTI
WisdomTree International MidCap Dividend Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, DIM or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. DIM is less concentrated, with 8.6% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DIM | VTI |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $166M | $666.9B |
| Dividend Yield | 2.97% | 1.03% |
| Holdings | 608 | 3,543 |
| YTD Return | +9.01% | +12.25%Best |
| 1Y Return | +15.39% | +15.74%Best |
| 3Y Return (annualized) | +20.14% | +22.45%Best |
| 5Y Return (annualized) | +9.10% | +12.32%Best |
| Volatility (annualized) | 17.7% | 15.7%Best |
| Max Drawdown | -64.7% | -56.6%Best |
| $10,000 over 5 years | $15,457 | $17,877Best |
| Top 10 Weight | 8.6%Best | 33.3% |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Jun 16, 2006 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 16, 2006 to Sep 29, 2026 (20.3 years).
DIM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.3 years both funds cover.
DIM vs VTI Performance
WisdomTree International MidCap Dividend Fund (DIM) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DIM returned +15.39% while VTI returned +15.74%. Year to date, DIM is up 9.01% versus a gain of 12.25% for VTI.
Over three years, DIM compounded at +20.14% per year against +22.45% for VTI; over five years the annualized figures are +9.10% and +12.32% respectively. Across the full 20-year window we track, VTI has the edge at +9.68% annualized vs +3.76%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIM has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.7% for DIM and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIM charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, DIM currently yields 2.97% against 1.03% for VTI.
Holdings Overlap
0.4% of DIM's money is in holdings VTI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 583 positions we hold weights for in DIM and 3,463 in VTI, against full books of 608 and 3,543.
What only one of them owns
Our book lists 1,149 positions for VTI that do not appear in our book for DIM (97.4% of the fund), and 6 for DIM that do not appear in VTI (2.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DIM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DIM or VTI?
DIM has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, DIM or VTI?
Over the past year DIM returned +15.39% vs +15.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), DIM annualized +3.76% vs +9.68% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DIM or VTI?
DIM has been the more volatile fund at 17.7% annualized versus 15.7% for VTI. Worst drawdown: DIM -64.7% vs VTI -56.6%.
Should I hold both DIM and VTI?
DIM and VTI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DIM or VTI?
DIM yields 2.97% while VTI yields 1.03%, so DIM currently pays the higher dividend yield.
Is VTI better than DIM?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. DIM is less concentrated, with 8.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.