DIVE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDIVESCHDWinner
Expense Ratio0.65%0.06%
AUM$46M$103.7B
Dividend Yield1.10%3.31%
Holdings35104
YTD Return+7.93%+24.26%
1Y Return+11.14%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-11.4%-33.4%
Fund FamilyDana Investment AdvisorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionSep 15, 2025Oct 20, 2011

DIVE vs SCHD Performance

Dana Concentrated Dividend ETF (DIVE) is a ETF from Dana Investment Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DIVE returned +11.14% while SCHD returned +31.38%. Year to date, DIVE is up 7.93% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.4% for DIVE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DIVE charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, DIVE currently yields 1.10% against 3.31% for SCHD.

Holdings Overlap

5.3%overlap

DIVE and SCHD share 3 holdings out of 131 unique holdings combined, representing a 5.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DIVEWeight in SCHDDifference
MRK2.17%4.32%2.15%
SLB:CW3.16%1.80%1.36%
ACN1.34%2.24%0.90%

Frequently Asked Questions

Which is cheaper, DIVE or SCHD?

DIVE has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, DIVE or SCHD?

Over the past year DIVE returned +11.14% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between DIVE and SCHD?

DIVE and SCHD share 3 common holdings with a 5.3% weight overlap. Combined, they hold 131 unique securities.

Which pays a higher dividend, DIVE or SCHD?

DIVE yields 1.10% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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