Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricDIVESPYWinner
Expense Ratio0.65%0.09%
AUM$46M$789.1B
Dividend Yield1.10%1.01%
Holdings35505
YTD Return+7.93%+13.79%
1Y Return+11.14%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)-15.3%
Max Drawdown-11.4%-56.5%
Fund FamilyDana Investment AdvisorsState Street Investment Management
CategoryEquityEquity
InceptionSep 15, 2025Jan 22, 1993

DIVE vs SPY Performance

Dana Concentrated Dividend ETF (DIVE) is a ETF from Dana Investment Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DIVE returned +11.14% while SPY returned +23.66%. Year to date, DIVE is up 7.93% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.4% for DIVE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DIVE charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, DIVE currently yields 1.10% against 1.01% for SPY.

Holdings Overlap

13.0%overlap

DIVE and SPY share 26 holdings out of 511 unique holdings combined, representing a 13.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DIVEWeight in SPYDifference
PM9.87%0.44%9.43%
GOOGL5.83%3.32%2.51%
AMZN3.98%3.69%0.29%
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Frequently Asked Questions

Which is cheaper, DIVE or SPY?

DIVE has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, DIVE or SPY?

Over the past year DIVE returned +11.14% vs +23.66% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between DIVE and SPY?

DIVE and SPY share 26 common holdings with a 13.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, DIVE or SPY?

DIVE yields 1.10% while SPY yields 1.01%, so DIVE currently pays the higher dividend yield.

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