DIVG vs VTI

Quick Verdict

VTI has a lower expense ratio. DIVG delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: DIVGMore Diversified: VTI

Side-by-Side Comparison

MetricDIVGVTIWinner
Expense Ratio0.39%0.03%
AUM$11M$663.5B
Dividend Yield3.08%1.07%
Holdings1033,543
YTD Return+18.77%+14.22%
1Y Return+24.11%+22.19%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)11.0%15.3%
Max Drawdown-15.0%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 6, 2023May 24, 2001

DIVG vs VTI Performance

Invesco S&P 500 High Dividend Growers ETF (DIVG) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DIVG returned +24.11% while VTI returned +22.19%. Year to date, DIVG is up 18.77% versus a gain of 14.22% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.0% for DIVG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.0% for DIVG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DIVG charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, DIVG currently yields 3.08% against 1.07% for VTI.

Holdings Overlap

11.7%overlap

DIVG and VTI share 94 holdings out of 2789 unique holdings combined, representing a 11.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DIVGWeight in VTIDifference
CAG2.55%0.00%2.55%
MO2.24%0.17%2.07%
HPQ2.32%0.03%2.29%
VICIProProPro
PRUProProPro
UNHProProPro
ABBVProProPro
JPM:USProProPro
VZProProPro
PAYXProProPro
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Frequently Asked Questions

Which is cheaper, DIVG or VTI?

DIVG has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, DIVG or VTI?

Over the past year DIVG returned +24.11% vs +22.19% for VTI, so DIVG leads on 1-year performance. Over the longest common window we track (3 years), DIVG annualized +20.07% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, DIVG or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 11.0% for DIVG. Worst drawdown: DIVG -15.0% vs VTI -56.6%.

Should I hold both DIVG and VTI?

DIVG and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DIVG and VTI?

DIVG and VTI share 94 common holdings with a 11.7% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, DIVG or VTI?

DIVG yields 3.08% while VTI yields 1.07%, so DIVG currently pays the higher dividend yield.

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