DTEC vs SCHD
ALPS Disruptive Technologies ETF vs Schwab US Dividend Equity ETF
Which is better, DTEC or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. DTEC is less concentrated, with 13.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DTEC | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $78M | $112.2B |
| Dividend Yield | 0.04% | 3.13% |
| Holdings | 99 | 103 |
| YTD Return | +7.61% | +27.56%Best |
| 1Y Return | +4.49% | +30.29%Best |
| 3Y Return (annualized) | +11.82% | +16.37%Best |
| 5Y Return (annualized) | +0.38% | +10.23%Best |
| Volatility (annualized) | 20.9% | 16.1%Best |
| Max Drawdown | -42.0% | -33.4%Best |
| $10,000 over 5 years | $10,191 | $16,274Best |
| Top 10 Weight | 13.5%Best | 41.5% |
| Fund Family | ALPS Advisors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Dec 28, 2017 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 29, 2017 to Sep 4, 2026 (8.7 years).
DTEC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.
DTEC vs SCHD Performance
ALPS Disruptive Technologies ETF (DTEC) is an ETF from ALPS Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DTEC returned +4.49% while SCHD returned +30.29%. Year to date, DTEC is up 7.61% versus a gain of 27.56% for SCHD.
Over three years, DTEC compounded at +11.82% per year against +16.37% for SCHD; over five years the annualized figures are +0.38% and +10.23% respectively. Across the full 9-year window we track, SCHD has the edge at +11.00% annualized vs +9.00%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DTEC has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 16.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.0% for DTEC and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DTEC charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, DTEC currently yields 0.04% against 3.13% for SCHD.
Holdings Overlap
0.9% of DTEC's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings DTEC also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 98 positions we hold weights for in DTEC and 100 in SCHD, against full books of 99 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for DTEC (99.6% of the fund), and 69 for DTEC that do not appear in SCHD (71.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DTEC | Weight in SCHD | Difference |
|---|---|---|---|
| SWKSSkyworks Solutions Inc. | 0.89% | 0.27% | 0.62% |
You are not choosing between two funds in isolation.
Whichever of DTEC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DTEC or SCHD?
DTEC has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, DTEC or SCHD?
Over the past year DTEC returned +4.49% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), DTEC annualized +9.00% vs +11.00% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DTEC or SCHD?
DTEC has been the more volatile fund at 20.9% annualized versus 16.1% for SCHD. Worst drawdown: DTEC -42.0% vs SCHD -33.4%.
Should I hold both DTEC and SCHD?
DTEC and SCHD have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DTEC or SCHD?
DTEC yields 0.04% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DTEC?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. DTEC is less concentrated, with 13.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.