DTEC vs SCHD
ALPS Disruptive Technologies ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | DTEC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $78M | $108.7B | |
| Dividend Yield | 0.04% | 3.13% | |
| Holdings | 99 | 104 | |
| YTD Return | +10.26% | +26.54% | |
| 1Y Return | +9.09% | +30.90% | |
| 3Y Return (annualized) | +12.95% | +16.29% | |
| 5Y Return (annualized) | +1.83% | +9.65% | |
| Volatility (annualized) | 21.0% | 13.6% | |
| Max Drawdown | -42.0% | -33.4% | |
| Fund Family | ALPS Advisors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 28, 2017 | Oct 20, 2011 |
DTEC vs SCHD Performance
ALPS Disruptive Technologies ETF (DTEC) is a ETF from ALPS Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DTEC returned +9.09% while SCHD returned +30.90%. Year to date, DTEC is up 10.26% versus a gain of 26.54% for SCHD.
Over three years, DTEC compounded at +12.95% per year against +16.29% for SCHD; over five years the annualized figures are +1.83% and +9.65% respectively. Across the full 9-year window we track, SCHD has the edge at +11.51% annualized vs +9.37%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DTEC has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.0% for DTEC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DTEC charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, DTEC currently yields 0.04% against 3.13% for SCHD.
Holdings Overlap
DTEC and SCHD share 1 holdings out of 197 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DTEC | Weight in SCHD | Difference |
|---|---|---|---|
| SWKS | 0.86% | 0.27% | 0.59% |
Frequently Asked Questions
Which is cheaper, DTEC or SCHD?
DTEC has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, DTEC or SCHD?
Over the past year DTEC returned +9.09% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), DTEC annualized +9.37% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, DTEC or SCHD?
DTEC has been the more volatile fund at 21.0% annualized versus 13.6% for SCHD. Worst drawdown: DTEC -42.0% vs SCHD -33.4%.
Should I hold both DTEC and SCHD?
DTEC and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DTEC and SCHD?
DTEC and SCHD share 1 common holdings with a 0.3% weight overlap. Combined, they hold 197 unique securities.
Which pays a higher dividend, DTEC or SCHD?
DTEC yields 0.04% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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