DXIV vs VYM

DXIV vs VYM
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Quick Verdict

VYM has a lower expense ratio. DXIV delivered stronger 1-year returns. DXIV offers more diversification with 2,695 holdings.

Lower Fees: VYMHigher Returns: DXIVMore Diversified: DXIV

Side-by-Side Comparison

MetricDXIVVYMWinner
Expense Ratio0.30%0.04%
AUM$217M$81.6B
Dividend Yield2.36%2.24%
Holdings2,695616
YTD Return+16.26%+15.34%
1Y Return+27.95%+23.24%
3Y Return (annualized)-+19.22%
5Y Return (annualized)-+12.21%
Volatility (annualized)12.3%14.6%
Max Drawdown-13.7%-58.8%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionSep 10, 2024Nov 10, 2006

DXIV vs VYM Performance

Dimensional International Vector Equity ETF (DXIV) is a ETF from Dimensional and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DXIV returned +27.95% while VYM returned +23.24%. Year to date, DXIV is up 16.26% versus a gain of 15.34% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.3% for DXIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.7% for DXIV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DXIV charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, DXIV currently yields 2.36% against 2.24% for VYM.

Holdings Overlap

0.1%overlap

DXIV and VYM share 3 holdings out of 3227 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DXIVWeight in VYMDifference
OVV0.05%0.06%0.01%
BAP0.00%0.11%0.11%
0QQA:PA0.00%0.00%0.00%

Frequently Asked Questions

Which is cheaper, DXIV or VYM?

DXIV has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, DXIV or VYM?

Over the past year DXIV returned +27.95% vs +23.24% for VYM, so DXIV leads on 1-year performance. Over the longest common window we track (2 years), DXIV annualized +25.68% vs +7.04% for VYM. Past performance does not guarantee future results.

Which is riskier, DXIV or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 12.3% for DXIV. Worst drawdown: DXIV -13.7% vs VYM -58.8%.

Should I hold both DXIV and VYM?

DXIV and VYM have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DXIV and VYM?

DXIV and VYM share 3 common holdings with a 0.1% weight overlap. Combined, they hold 3227 unique securities.

Which pays a higher dividend, DXIV or VYM?

DXIV yields 2.36% while VYM yields 2.24%, so DXIV currently pays the higher dividend yield.

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