DXYZ vs IVV
Destiny Tech100 Inc vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. DXYZ delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | DXYZ | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 6.28% | 0.03% | |
| AUM | - | $907.0B | |
| Dividend Yield | - | 1.10% | |
| Holdings | 39 | 508 | |
| YTD Return | +11.32% | +12.71% | |
| 1Y Return | +25.89% | +21.89% | |
| 3Y Return (annualized) | - | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 203.1% | 15.1% | |
| Max Drawdown | -90.3% | -56.5% | |
| Fund Family | Destiny Advisors | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2024 | May 15, 2000 |
DXYZ vs IVV Performance
Destiny Tech100 Inc (DXYZ) is a ETF from Destiny Advisors and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DXYZ returned +25.89% while IVV returned +21.89%. Year to date, DXYZ is up 11.32% versus a gain of 12.71% for IVV.
Risk: Volatility and Drawdowns
DXYZ has been the more volatile fund, with annualized monthly volatility of 203.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -90.3% for DXYZ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DXYZ charges 6.28% per year while IVV charges 0.03%. On a $10,000 position that is $628 vs $3 annually, a gap of $625 per year that compounds over a long holding period.
Holdings Overlap
DXYZ and IVV share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DXYZ or IVV?
DXYZ has an expense ratio of 6.28% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $625 per year of difference.
Which performed better, DXYZ or IVV?
Over the past year DXYZ returned +25.89% vs +21.89% for IVV, so DXYZ leads on 1-year performance. Over the longest common window we track (2 years), DXYZ annualized +74.74% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, DXYZ or IVV?
DXYZ has been the more volatile fund at 203.1% annualized versus 15.1% for IVV. Worst drawdown: DXYZ -90.3% vs IVV -56.5%.
Should I hold both DXYZ and IVV?
DXYZ and IVV have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DXYZ and IVV?
DXYZ and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
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