DXYZ vs IVV
Destiny Tech100 Inc vs iShares Core S&P 500 ETF
Which is better, DXYZ or IVV?
DXYZ has been ahead.
IVV has a lower expense ratio. DXYZ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DXYZ | IVV |
|---|---|---|
| Expense Ratio | 6.28% | 0.03%Best |
| AUM | - | $876.4B |
| Dividend Yield | - | 1.06% |
| Holdings | 39 | 508 |
| YTD Return | +2.07% | +12.01%Best |
| 1Y Return | +17.62%Best | +16.48% |
| 3Y Return (annualized) | - | +21.21% |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 198.9% | 12.2%Best |
| Max Drawdown | -90.3% | -18.8%Best |
| $10,000 over 2.5 years | $35,627Best | $15,170 |
| Fund Family | Destiny Advisors | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 26, 2024 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 26, 2024 to Sep 14, 2026 (2.5 years).
DXYZ vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
DXYZ vs IVV Performance
Destiny Tech100 Inc (DXYZ) is an ETF from Destiny Advisors and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year DXYZ returned +17.62% while IVV returned +16.48%. Year to date, DXYZ is up 2.07% versus a gain of 12.01% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DXYZ has been the more volatile fund, with annualized monthly volatility of 198.9% compared with 12.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -90.3% for DXYZ and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
DXYZ charges 6.28% per year while IVV charges 0.03%. On a $10,000 position that is $628 vs $3 annually, a gap of $625 per year that compounds over a long holding period.
Holdings Overlap
We hold position weights for 6 holdings in DXYZ and 490 in IVV, totalling 48.1% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 243 days apart, DXYZ as of Dec 31, 2025 and IVV as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 6 positions we hold weights for in DXYZ and 490 in IVV, against full books of 39 and 508.
You are not choosing between two funds in isolation.
Whichever of DXYZ and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DXYZ or IVV?
DXYZ has an expense ratio of 6.28% while IVV charges 0.03%. IVV is the cheaper option, by $625 a year on a $10,000 investment.
Which performed better, DXYZ or IVV?
Over the past year DXYZ returned +17.62% vs +16.48% for IVV, so DXYZ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DXYZ or IVV?
DXYZ has been the more volatile fund at 198.9% annualized versus 12.2% for IVV. Worst drawdown: DXYZ -90.3% vs IVV -18.8%.
Should I hold both DXYZ and IVV?
DXYZ and IVV have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Is IVV better than DXYZ?
IVV has a lower expense ratio. DXYZ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.