DXYZ vs VTI
Destiny Tech100 Inc vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DXYZ delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DXYZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 6.28% | 0.03% | |
| AUM | - | $666.9B | |
| Dividend Yield | - | 1.07% | |
| Holdings | 39 | 3,543 | |
| YTD Return | +11.32% | +13.14% | |
| 1Y Return | +25.89% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 203.1% | 15.3% | |
| Max Drawdown | -90.3% | -56.6% | |
| Fund Family | Destiny Advisors | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2024 | May 24, 2001 |
DXYZ vs VTI Performance
Destiny Tech100 Inc (DXYZ) is a ETF from Destiny Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DXYZ returned +25.89% while VTI returned +22.35%. Year to date, DXYZ is up 11.32% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
DXYZ has been the more volatile fund, with annualized monthly volatility of 203.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -90.3% for DXYZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DXYZ charges 6.28% per year while VTI charges 0.03%. On a $10,000 position that is $628 vs $3 annually, a gap of $625 per year that compounds over a long holding period.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, DXYZ or VTI?
DXYZ has an expense ratio of 6.28% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $625 per year of difference.
Which performed better, DXYZ or VTI?
Over the past year DXYZ returned +25.89% vs +22.35% for VTI, so DXYZ leads on 1-year performance. Over the longest common window we track (2 years), DXYZ annualized +74.74% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, DXYZ or VTI?
DXYZ has been the more volatile fund at 203.1% annualized versus 15.3% for VTI. Worst drawdown: DXYZ -90.3% vs VTI -56.6%.
Should I hold both DXYZ and VTI?
DXYZ and VTI have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DXYZ and VTI?
DXYZ and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2791 unique securities.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.