DXYZ vs VOO
Destiny Tech100 Inc vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. DXYZ delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | DXYZ | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 6.28% | 0.03% | |
| AUM | - | $997.4B | |
| Dividend Yield | - | 1.08% | |
| Holdings | 39 | 509 | |
| YTD Return | +11.32% | +12.68% | |
| 1Y Return | +25.89% | +21.87% | |
| 3Y Return (annualized) | - | +22.06% | |
| 5Y Return (annualized) | - | +12.95% | |
| Volatility (annualized) | 203.1% | 14.1% | |
| Max Drawdown | -90.3% | -34.3% | |
| Fund Family | Destiny Advisors | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2024 | Sep 7, 2010 |
DXYZ vs VOO Performance
Destiny Tech100 Inc (DXYZ) is a ETF from Destiny Advisors and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year DXYZ returned +25.89% while VOO returned +21.87%. Year to date, DXYZ is up 11.32% versus a gain of 12.68% for VOO.
Risk: Volatility and Drawdowns
DXYZ has been the more volatile fund, with annualized monthly volatility of 203.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -90.3% for DXYZ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DXYZ charges 6.28% per year while VOO charges 0.03%. On a $10,000 position that is $628 vs $3 annually, a gap of $625 per year that compounds over a long holding period.
Holdings Overlap
DXYZ and VOO share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DXYZ or VOO?
DXYZ has an expense ratio of 6.28% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $625 per year of difference.
Which performed better, DXYZ or VOO?
Over the past year DXYZ returned +25.89% vs +21.87% for VOO, so DXYZ leads on 1-year performance. Over the longest common window we track (2 years), DXYZ annualized +74.74% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, DXYZ or VOO?
DXYZ has been the more volatile fund at 203.1% annualized versus 14.1% for VOO. Worst drawdown: DXYZ -90.3% vs VOO -34.3%.
Should I hold both DXYZ and VOO?
DXYZ and VOO have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DXYZ and VOO?
DXYZ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
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