DXYZ vs QQQ
Destiny Tech100 Inc vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | DXYZ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 6.28% | 0.18% | |
| AUM | - | $496.3B | |
| Dividend Yield | - | 0.44% | |
| Holdings | 39 | 108 | |
| YTD Return | +11.32% | +16.64% | |
| 1Y Return | +25.89% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | 203.1% | 30.6% | |
| Max Drawdown | -90.3% | -83.0% | |
| Fund Family | Destiny Advisors | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2024 | Mar 10, 1999 |
DXYZ vs QQQ Performance
Destiny Tech100 Inc (DXYZ) is a ETF from Destiny Advisors and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DXYZ returned +25.89% while QQQ returned +27.27%. Year to date, DXYZ is up 11.32% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
DXYZ has been the more volatile fund, with annualized monthly volatility of 203.1% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -90.3% for DXYZ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DXYZ charges 6.28% per year while QQQ charges 0.18%. On a $10,000 position that is $628 vs $18 annually, a gap of $610 per year that compounds over a long holding period.
Holdings Overlap
DXYZ and QQQ share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DXYZ or QQQ?
DXYZ has an expense ratio of 6.28% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $610 per year of difference.
Which performed better, DXYZ or QQQ?
Over the past year DXYZ returned +25.89% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), DXYZ annualized +74.74% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, DXYZ or QQQ?
DXYZ has been the more volatile fund at 203.1% annualized versus 30.6% for QQQ. Worst drawdown: DXYZ -90.3% vs QQQ -83.0%.
Should I hold both DXYZ and QQQ?
DXYZ and QQQ have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DXYZ and QQQ?
DXYZ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
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