EFZ vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricEFZIVVWinner
Expense Ratio0.95%0.03%
AUM$10M$865.2B
Dividend Yield3.98%1.09%
Holdings6508
YTD Return-11.20%+13.72%
1Y Return-16.15%+21.64%
3Y Return (annualized)-11.90%+21.55%
5Y Return (annualized)-6.44%+13.27%
Volatility (annualized)17.5%15.1%
Max Drawdown-90.3%-56.5%
Fund FamilyProSharesiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionOct 23, 2007May 15, 2000

EFZ vs IVV Performance

ProShares Short MSCI EAFE (EFZ) is a ETF from ProShares and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EFZ returned -16.15% while IVV returned +21.64%. Year to date, EFZ is down 11.20% versus a gain of 13.72% for IVV.

Over three years, EFZ compounded at -11.90% per year against +21.55% for IVV; over five years the annualized figures are -6.44% and +13.27% respectively. Across the full 19-year window we track, IVV has the edge at +7.04% annualized vs -8.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFZ has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -90.3% for EFZ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.81. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFZ charges 0.95% per year while IVV charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, EFZ currently yields 3.98% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

EFZ and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EFZ or IVV?

EFZ has an expense ratio of 0.95% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, EFZ or IVV?

Over the past year EFZ returned -16.15% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), EFZ annualized -8.65% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, EFZ or IVV?

EFZ has been the more volatile fund at 17.5% annualized versus 15.1% for IVV. Worst drawdown: EFZ -90.3% vs IVV -56.5%.

Should I hold both EFZ and IVV?

EFZ and IVV have a monthly-return correlation of -0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFZ and IVV?

EFZ and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, EFZ or IVV?

EFZ yields 3.98% while IVV yields 1.09%, so EFZ currently pays the higher dividend yield.

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