EFZ vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricEFZVTIWinner
Expense Ratio0.95%0.03%
AUM$10M$663.5B
Dividend Yield3.98%1.07%
Holdings63,543
YTD Return-11.20%+14.22%
1Y Return-16.15%+22.19%
3Y Return (annualized)-11.90%+21.27%
5Y Return (annualized)-6.44%+12.23%
Volatility (annualized)17.5%15.3%
Max Drawdown-90.3%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionOct 23, 2007May 24, 2001

EFZ vs VTI Performance

ProShares Short MSCI EAFE (EFZ) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EFZ returned -16.15% while VTI returned +22.19%. Year to date, EFZ is down 11.20% versus a gain of 14.22% for VTI.

Over three years, EFZ compounded at -11.90% per year against +21.27% for VTI; over five years the annualized figures are -6.44% and +12.23% respectively. Across the full 19-year window we track, VTI has the edge at +8.14% annualized vs -8.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFZ has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -90.3% for EFZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.81. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFZ charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, EFZ currently yields 3.98% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EFZ and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EFZ or VTI?

EFZ has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, EFZ or VTI?

Over the past year EFZ returned -16.15% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), EFZ annualized -8.65% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, EFZ or VTI?

EFZ has been the more volatile fund at 17.5% annualized versus 15.3% for VTI. Worst drawdown: EFZ -90.3% vs VTI -56.6%.

Should I hold both EFZ and VTI?

EFZ and VTI have a monthly-return correlation of -0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFZ and VTI?

EFZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, EFZ or VTI?

EFZ yields 3.98% while VTI yields 1.07%, so EFZ currently pays the higher dividend yield.

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