EFZ vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricEFZVYMWinner
Expense Ratio0.95%0.04%
AUM$10M$79.0B
Dividend Yield3.98%2.86%
Holdings6568
YTD Return-11.19%+15.80%
1Y Return-16.99%+26.12%
3Y Return (annualized)-11.62%+18.25%
5Y Return (annualized)-6.60%+12.51%
Volatility (annualized)17.5%14.6%
Max Drawdown-90.3%-58.8%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionOct 23, 2007Nov 10, 2006

EFZ vs VYM Performance

ProShares Short MSCI EAFE (EFZ) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EFZ returned -16.99% while VYM returned +26.12%. Year to date, EFZ is down 11.19% versus a gain of 15.80% for VYM.

Over three years, EFZ compounded at -11.62% per year against +18.25% for VYM; over five years the annualized figures are -6.60% and +12.51% respectively. Across the full 19-year window we track, VYM has the edge at +7.07% annualized vs -8.66%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFZ has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -90.3% for EFZ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.80. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFZ charges 0.95% per year while VYM charges 0.04%. On a $10,000 position that is $95 vs $4 annually, a gap of $91 per year that compounds over a long holding period. On income, EFZ currently yields 3.98% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

EFZ and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EFZ or VYM?

EFZ has an expense ratio of 0.95% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

Which performed better, EFZ or VYM?

Over the past year EFZ returned -16.99% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (19 years), EFZ annualized -8.66% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, EFZ or VYM?

EFZ has been the more volatile fund at 17.5% annualized versus 14.6% for VYM. Worst drawdown: EFZ -90.3% vs VYM -58.8%.

Should I hold both EFZ and VYM?

EFZ and VYM have a monthly-return correlation of -0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFZ and VYM?

EFZ and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, EFZ or VYM?

EFZ yields 3.98% while VYM yields 2.86%, so EFZ currently pays the higher dividend yield.

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