EMXF vs SCHD
iShares ESG Advanced MSCI EM ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. EMXF delivered stronger 1-year returns. EMXF offers more diversification with 650 holdings.
Side-by-Side Comparison
| Metric | EMXF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.17% | 0.06% | |
| AUM | $165M | $108.7B | |
| Dividend Yield | 2.81% | 3.13% | |
| Holdings | 650 | 104 | |
| YTD Return | +20.07% | +28.63% | |
| 1Y Return | +32.74% | +32.53% | |
| 3Y Return (annualized) | +23.04% | +16.97% | |
| 5Y Return (annualized) | +9.32% | +10.47% | |
| Volatility (annualized) | 16.4% | 13.7% | |
| Max Drawdown | -33.1% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 6, 2020 | Oct 20, 2011 |
EMXF vs SCHD Performance
iShares ESG Advanced MSCI EM ETF (EMXF) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMXF returned +32.74% while SCHD returned +32.53%. Year to date, EMXF is up 20.07% versus a gain of 28.63% for SCHD.
Over three years, EMXF compounded at +23.04% per year against +16.97% for SCHD; over five years the annualized figures are +9.32% and +10.47% respectively. Across the full 6-year window we track, SCHD has the edge at +11.63% annualized vs +11.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMXF has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.1% for EMXF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EMXF charges 0.17% per year while SCHD charges 0.06%. On a $10,000 position that is $17 vs $6 annually, a gap of $11 per year that compounds over a long holding period. On income, EMXF currently yields 2.81% against 3.13% for SCHD.
Holdings Overlap
EMXF and SCHD share 0 holdings out of 673 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMXF or SCHD?
EMXF has an expense ratio of 0.17% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, EMXF or SCHD?
Over the past year EMXF returned +32.74% vs +32.53% for SCHD, so EMXF leads on 1-year performance. Over the longest common window we track (6 years), EMXF annualized +11.02% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, EMXF or SCHD?
EMXF has been the more volatile fund at 16.4% annualized versus 13.7% for SCHD. Worst drawdown: EMXF -33.1% vs SCHD -33.4%.
Should I hold both EMXF and SCHD?
EMXF and SCHD have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMXF and SCHD?
EMXF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 673 unique securities.
Which pays a higher dividend, EMXF or SCHD?
EMXF yields 2.81% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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