EMXF vs SCHD
iShares ESG Advanced MSCI EM ETF vs Schwab US Dividend Equity ETF
Which is better, EMXF or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. EMXF led over 1Y and 3Y, SCHD over 5Y and the full window. EMXF is less concentrated, with 26.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMXF | SCHD |
|---|---|---|
| Expense Ratio | 0.16% | 0.06%Best |
| AUM | $166M | $112.1B |
| Dividend Yield | 2.68% | 3.00% |
| Holdings | 612 | 103 |
| YTD Return | +22.13% | +24.59%Best |
| 1Y Return | +32.54%Best | +28.14% |
| 3Y Return (annualized) | +23.21%Best | +15.58% |
| 5Y Return (annualized) | +8.67% | +9.90%Best |
| Volatility (annualized) | 16.3% | 15.3%Best |
| Max Drawdown | -33.1% | -16.9%Best |
| $10,000 over 5 years | $15,155 | $16,032Best |
| Top 10 Weight | 26.5%Best | 41.8% |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Oct 6, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 13, 2020 to Sep 10, 2026 (5.9 years).
EMXF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.
EMXF vs SCHD Performance
iShares ESG Advanced MSCI EM ETF (EMXF) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EMXF returned +32.54% while SCHD returned +28.14%. Year to date, EMXF is up 22.13% versus a gain of 24.59% for SCHD.
Over three years, EMXF compounded at +23.21% per year against +15.58% for SCHD; over five years the annualized figures are +8.67% and +9.90% respectively. Across the full 6-year window we track, SCHD has the edge at +13.55% annualized vs +11.23%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMXF has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.1% for EMXF and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EMXF charges 0.16% per year while SCHD charges 0.06%. On a $10,000 position that is $16 vs $6 annually, a gap of $10 per year that compounds over a long holding period. On income, EMXF currently yields 2.68% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 573 holdings in EMXF and 100 in SCHD, totalling 99.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 573 positions we hold weights for in EMXF and 100 in SCHD, against full books of 612 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for EMXF (99.9% of the fund), and 7 for EMXF that do not appear in SCHD (0.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EMXF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMXF or SCHD?
EMXF has an expense ratio of 0.16% while SCHD charges 0.06%. SCHD is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, EMXF or SCHD?
Over the past year EMXF returned +32.54% vs +28.14% for SCHD, so EMXF leads on 1-year performance. Over the longest common window we track (6 years), EMXF annualized +11.23% vs +13.55% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMXF or SCHD?
EMXF has been the more volatile fund at 16.3% annualized versus 15.3% for SCHD. Worst drawdown: EMXF -33.1% vs SCHD -16.9%.
Should I hold both EMXF and SCHD?
EMXF and SCHD have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMXF or SCHD?
EMXF yields 2.68% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EMXF?
SCHD has a lower expense ratio. EMXF led over 1Y and 3Y, SCHD over 5Y and the full window. EMXF is less concentrated, with 26.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.