ENDW vs SCHD
Cambria Endowment Style ETF vs Schwab US Dividend Equity ETF
Which is better, ENDW or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. ENDW led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ENDW | SCHD |
|---|---|---|
| Expense Ratio | 0.22% | 0.06%Best |
| AUM | $157M | $112.1B |
| Dividend Yield | 2.44% | 3.00% |
| Holdings | 73 | 103 |
| YTD Return | +13.76% | +24.23%Best |
| 1Y Return | +19.07% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 8.7%Best | 12.1% |
| Max Drawdown | -6.4% | -4.6%Best |
| $10,000 over 1.4 years | $14,827Best | $14,081 |
| Top 10 Weight | 68.2% | 41.8%Best |
| Fund Family | Cambria Investment Management | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Apr 10, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 10, 2025 to Sep 17, 2026 (1.4 years).
ENDW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
ENDW vs SCHD Performance
Cambria Endowment Style ETF (ENDW) is an ETF from Cambria Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ENDW returned +19.07% while SCHD returned +27.90%. Year to date, ENDW is up 13.76% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 8.7% for ENDW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for ENDW and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ENDW charges 0.22% per year while SCHD charges 0.06%. On a $10,000 position that is $22 vs $6 annually, a gap of $16 per year that compounds over a long holding period. On income, ENDW currently yields 2.44% against 3.00% for SCHD.
Holdings Overlap
0.5% of ENDW's money is in holdings SCHD also owns. 15.3% of SCHD's money is in holdings ENDW also owns.
SCHD and ENDW share little of their money.
4 positions in common, counted across the 71 positions we hold weights for in ENDW and 100 in SCHD, against full books of 73 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for ENDW (84.6% of the fund), and 64 for ENDW that do not appear in SCHD (86.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ENDW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ENDW or SCHD?
ENDW has an expense ratio of 0.22% while SCHD charges 0.06%. SCHD is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, ENDW or SCHD?
Over the past year ENDW returned +19.07% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), ENDW annualized +32.49% vs +27.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ENDW or SCHD?
SCHD has been the more volatile fund at 12.1% annualized versus 8.7% for ENDW. Worst drawdown: ENDW -6.4% vs SCHD -4.6%.
Should I hold both ENDW and SCHD?
ENDW and SCHD have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ENDW and SCHD?
15.3% of SCHD's money is in holdings ENDW also owns. 15.3% of SCHD's is in holdings ENDW also owns. They hold 4 positions in common, counted across the 71 positions we hold weights for in ENDW and 100 in SCHD.
Which pays a higher dividend, ENDW or SCHD?
ENDW yields 2.44% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ENDW?
SCHD has a lower expense ratio. ENDW led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.