EPSB vs IVV
Harbor SMID Cap Core ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. EPSB delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | EPSB | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.03% | |
| AUM | $5M | $886.7B | |
| Dividend Yield | 1.13% | 1.10% | |
| Holdings | 59 | 508 | |
| YTD Return | +17.12% | +12.92% | |
| 1Y Return | +21.51% | +21.22% | |
| 3Y Return (annualized) | - | +20.95% | |
| 5Y Return (annualized) | - | +12.76% | |
| Volatility (annualized) | 13.2% | 15.1% | |
| Max Drawdown | -8.5% | -56.5% | |
| Fund Family | Harbor Funds | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 1, 2025 | May 15, 2000 |
EPSB vs IVV Performance
Harbor SMID Cap Core ETF (EPSB) is a ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EPSB returned +21.51% while IVV returned +21.22%. Year to date, EPSB is up 17.12% versus a gain of 12.92% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.2% for EPSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.5% for EPSB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EPSB charges 0.88% per year while IVV charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, EPSB currently yields 1.13% against 1.10% for IVV.
Holdings Overlap
EPSB and IVV share 22 holdings out of 541 unique holdings combined, representing a 1.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPSB or IVV?
EPSB has an expense ratio of 0.88% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $85 per year of difference.
Which performed better, EPSB or IVV?
Over the past year EPSB returned +21.51% vs +21.22% for IVV, so EPSB leads on 1-year performance. Over the longest common window we track (1 years), EPSB annualized +25.26% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, EPSB or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 13.2% for EPSB. Worst drawdown: EPSB -8.5% vs IVV -56.5%.
Should I hold both EPSB and IVV?
EPSB and IVV have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPSB and IVV?
EPSB and IVV share 22 common holdings with a 1.0% weight overlap. Combined, they hold 541 unique securities.
Which pays a higher dividend, EPSB or IVV?
EPSB yields 1.13% while IVV yields 1.10%, so EPSB currently pays the higher dividend yield.
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