ERNZ vs VTI
TrueShares Active Yield ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ERNZ or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. ERNZ is less concentrated, with 22.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ERNZ | VTI |
|---|---|---|
| Expense Ratio | 3.25% | 0.03%Best |
| AUM | $6M | $690.1B |
| Dividend Yield | 8.71% | 1.03% |
| Holdings | 144 | 3,524 |
| Volatility (annualized) | 9.6%Best | 11.0% |
| Max Drawdown | -14.2%Best | -19.3% |
| $10,000 over 1.9 years | $9,968 | $13,332Best |
| Top 10 Weight | 22.5%Best | 33.3% |
| Fund Family | TrueShares | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 30, 2024 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 192 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ERNZ has data through Mar 24, 2026 and VTI through Oct 2, 2026.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: May 1, 2024 to Mar 24, 2026 (1.9 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 9.6% for ERNZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.2% for ERNZ and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ERNZ charges 3.25% per year while VTI charges 0.03%. On a $10,000 position that is $325 vs $3 annually, a gap of $322 per year that compounds over a long holding period. On income, ERNZ currently yields 8.71% against 1.03% for VTI.
Holdings Overlap
44.0% of ERNZ's money is in holdings VTI also owns. 4.0% of VTI's money is in holdings ERNZ also owns.
The two portfolios partly overlap.
The two holdings books were reported 182 days apart, ERNZ as of Jan 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
66 positions in common, counted across the 141 positions we hold weights for in ERNZ and 3,463 in VTI, against full books of 144 and 3,524.
What only one of them owns
Our book lists 1,106 positions for VTI that do not appear in our book for ERNZ (93.4% of the fund), and 67 for ERNZ that do not appear in VTI (48.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ERNZ | Weight in VTI | Difference |
|---|---|---|---|
| INSWInternational Seaways, Inc. | 2.82% | 0.01% | 2.81% |
| TRGPTarga Resources Corp Preferred | 2.05% | 0.08% | 1.97% |
| OVVOvintiv Inc. | 1.73% | 0.02% | 1.71% |
| IIPRInnovative Industrial Properties Inc | 1.69% | 0.00% | 1.69% |
| DXDynex Capital, Inc. | 1.68% | 0.00% | 1.68% |
| DKSDick's Sporting Goods Inc | 1.61% | 0.02% | 1.59% |
| ABBVAbbvie Inc. | 0.96% | 0.61% | 0.35% |
| DDSDillard's Inc | 1.53% | 0.00% | 1.53% |
| CWHCamping World Holdings Inc | 1.44% | 0.00% | 1.44% |
| PGRProgressive Corporation | 1.20% | 0.17% | 1.03% |
44.0% of ERNZ is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ERNZ or VTI?
ERNZ has an expense ratio of 3.25% while VTI charges 0.03%. VTI is the cheaper option, by $322 a year on a $10,000 investment.
Which is riskier, ERNZ or VTI?
VTI has been the more volatile fund at 11.0% annualized versus 9.6% for ERNZ. Worst drawdown: ERNZ -14.2% vs VTI -19.3%.
Should I hold both ERNZ and VTI?
ERNZ and VTI have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ERNZ and VTI?
44.0% of ERNZ's money is in holdings VTI also owns. 4.0% of VTI's is in holdings ERNZ also owns. They hold 66 positions in common, counted across the 141 positions we hold weights for in ERNZ and 3,463 in VTI.
Which pays a higher dividend, ERNZ or VTI?
ERNZ yields 8.71% while VTI yields 1.03%, so ERNZ currently pays the higher dividend yield.
Is VTI better than ERNZ?
VTI has a lower expense ratio. VTI led over 1Y and the full window. ERNZ is less concentrated, with 22.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.