ERNZ vs VYM

ERNZ vs VYM

Which is better, ERNZ or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window. ERNZ is less concentrated, with 22.5% of the fund in its ten largest positions against 26.1%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: ERNZ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricERNZVYM
Expense Ratio3.25%0.04%Best
AUM$6M$81.6B
Dividend Yield8.71%2.22%
Holdings144613
Volatility (annualized)9.6%Best10.6%
Max Drawdown-14.2%Best-14.5%
$10,000 over 1.9 years$9,968$13,428Best
Top 10 Weight22.5%Best26.1%
Fund FamilyTrueSharesVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionApr 30, 2024Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 182 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ERNZ has data through Mar 24, 2026 and VYM through Sep 22, 2026.

Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: May 1, 2024 to Mar 24, 2026 (1.9 years).

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.6% compared with 9.6% for ERNZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.2% for ERNZ and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ERNZ charges 3.25% per year while VYM charges 0.04%. On a $10,000 position that is $325 vs $4 annually, a gap of $321 per year that compounds over a long holding period. On income, ERNZ currently yields 8.71% against 2.22% for VYM.

Holdings Overlap

ERNZ already in VYM30.7%
VYM already in ERNZ11.4%

30.7% of ERNZ's money is in holdings VYM also owns. 11.4% of VYM's money is in holdings ERNZ also owns.

The two portfolios partly overlap.

The two holdings books were reported 182 days apart, ERNZ as of Jan 30, 2026 and VYM as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

45 positions in common, counted across the 141 positions we hold weights for in ERNZ and 557 in VYM, against full books of 144 and 613.

What only one of them owns

Our book lists 485 positions for VYM that do not appear in our book for ERNZ (85.7% of the fund), and 90 for ERNZ that do not appear in VYM (65.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ERNZWeight in VYMDifference
ABBVAbbvie Inc.0.96%1.80%0.84%
0QQA:PAFlex Lng Ltd2.70%0.00%2.70%
TRGPTarga Resources Corp Preferred2.05%0.23%1.82%
OVVOvintiv Inc.1.73%0.07%1.66%
GILDGilead Sciences1.13%0.66%0.47%
PGRProgressive Corporation1.20%0.50%0.70%
MRKMerck & Company Inc0.36%1.31%0.95%
DKSDick's Sporting Goods Inc1.61%0.05%1.56%
CWENClearway Energy, Inc., Class C1.58%0.02%1.56%
PMPhilip Morris International Inc.0.38%1.21%0.83%

30.7% of ERNZ is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ERNZVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ERNZ or VYM?

ERNZ has an expense ratio of 3.25% while VYM charges 0.04%. VYM is the cheaper option, by $321 a year on a $10,000 investment.

Which is riskier, ERNZ or VYM?

VYM has been the more volatile fund at 10.6% annualized versus 9.6% for ERNZ. Worst drawdown: ERNZ -14.2% vs VYM -14.5%.

Should I hold both ERNZ and VYM?

ERNZ and VYM have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ERNZ and VYM?

30.7% of ERNZ's money is in holdings VYM also owns. 11.4% of VYM's is in holdings ERNZ also owns. They hold 45 positions in common, counted across the 141 positions we hold weights for in ERNZ and 557 in VYM.

Which pays a higher dividend, ERNZ or VYM?

ERNZ yields 8.71% while VYM yields 2.22%, so ERNZ currently pays the higher dividend yield.

Is VYM better than ERNZ?

VYM has a lower expense ratio. VYM led over 1Y and the full window. ERNZ is less concentrated, with 22.5% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.