EURL vs SCHD
Direxion Daily FTSE Europe Bull 3X ETF vs Schwab US Dividend Equity ETF
Which is better, EURL or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. EURL led over 1Y and 3Y, SCHD over 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EURL | SCHD |
|---|---|---|
| Expense Ratio | 1.04% | 0.06%Best |
| AUM | $48M | $112.1B |
| Dividend Yield | 1.50% | 3.00% |
| Holdings | 9 | 103 |
| YTD Return | +4.61% | +21.33%Best |
| 1Y Return | +28.32%Best | +25.15% |
| 3Y Return (annualized) | +37.16%Best | +15.43% |
| 5Y Return (annualized) | +5.86% | +9.32%Best |
| Volatility (annualized) | 49.5% | 14.4%Best |
| Max Drawdown | -85.2% | -33.4%Best |
| $10,000 over 5 years | $13,294 | $15,613Best |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jan 22, 2014 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 22, 2014 to Sep 24, 2026 (12.7 years).
EURL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.7 years both funds cover.
EURL vs SCHD Performance
Direxion Daily FTSE Europe Bull 3X ETF (EURL) is an ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EURL returned +28.32% while SCHD returned +25.15%. Year to date, EURL is up 4.61% versus a gain of 21.33% for SCHD.
Over three years, EURL compounded at +37.16% per year against +15.43% for SCHD; over five years the annualized figures are +5.86% and +9.32% respectively. Across the full 13-year window we track, SCHD has the edge at +9.92% annualized vs +1.59%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EURL has been the more volatile fund, with annualized monthly volatility of 49.5% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -85.2% for EURL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EURL charges 1.04% per year while SCHD charges 0.06%. On a $10,000 position that is $104 vs $6 annually, a gap of $98 per year that compounds over a long holding period. On income, EURL currently yields 1.50% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 4 holdings in EURL and 100 in SCHD, totalling 100.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 4 positions we hold weights for in EURL and 100 in SCHD, against full books of 9 and 103.
You are not choosing between two funds in isolation.
Whichever of EURL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EURL or SCHD?
EURL has an expense ratio of 1.04% while SCHD charges 0.06%. SCHD is the cheaper option, by $98 a year on a $10,000 investment.
Which performed better, EURL or SCHD?
Over the past year EURL returned +28.32% vs +25.15% for SCHD, so EURL leads on 1-year performance. Over the longest common window we track (13 years), EURL annualized +1.59% vs +9.92% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EURL or SCHD?
EURL has been the more volatile fund at 49.5% annualized versus 14.4% for SCHD. Worst drawdown: EURL -85.2% vs SCHD -33.4%.
Should I hold both EURL and SCHD?
EURL and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EURL or SCHD?
EURL yields 1.50% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EURL?
SCHD has a lower expense ratio. EURL led over 1Y and 3Y, SCHD over 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.