FBOT vs SCHD
Fidelity Disruptive Automation ETF vs Schwab US Dividend Equity ETF
Which is better, FBOT or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. FBOT led over 3Y, SCHD over 1Y and the full window. FBOT is less concentrated, with 40.3% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FBOT | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $213M | $111.6B |
| Dividend Yield | 0.40% | 3.24% |
| Holdings | 98 | 206 |
| YTD Return | +14.56% | +24.55%Best |
| 1Y Return | +18.32% | +29.85%Best |
| 3Y Return (annualized) | +20.69%Best | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 18.9% | 13.6%Best |
| Max Drawdown | -23.6% | -16.1%Best |
| $10,000 over 3.3 years | $15,303 | $15,842Best |
| Top 10 Weight | 40.3%Best | 41.6% |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 12, 2023 to Oct 14, 2026 (3.3 years).
FBOT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
FBOT vs SCHD Performance
Fidelity Disruptive Automation ETF (FBOT) is an ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FBOT returned +18.32% while SCHD returned +29.85%. Year to date, FBOT is up 14.56% versus a gain of 24.55% for SCHD.
Over three years, FBOT compounded at +20.69% per year against +16.64% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBOT has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for FBOT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FBOT charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, FBOT currently yields 0.40% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 48 holdings in FBOT and 98 in SCHD, totalling 99.8% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 48 positions we hold weights for in FBOT and 98 in SCHD, against full books of 98 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for FBOT (99.8% of the fund), and 27 for FBOT that do not appear in SCHD (60.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FBOT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FBOT or SCHD?
FBOT has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, FBOT or SCHD?
Over the past year FBOT returned +18.32% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FBOT or SCHD?
FBOT has been the more volatile fund at 18.9% annualized versus 13.6% for SCHD. Worst drawdown: FBOT -23.6% vs SCHD -16.1%.
Should I hold both FBOT and SCHD?
FBOT and SCHD have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FBOT or SCHD?
FBOT yields 0.40% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FBOT?
SCHD has a lower expense ratio. FBOT led over 3Y, SCHD over 1Y and the full window. FBOT is less concentrated, with 40.3% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.