FBOT vs SCHD
FBOT vs SCHD
Fidelity Disruptive Automation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FBOT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $217M | $103.7B | |
| Dividend Yield | 0.42% | 3.31% | |
| Holdings | 53 | 104 | |
| YTD Return | +19.60% | +24.26% | |
| 1Y Return | +27.38% | +31.38% | |
| 3Y Return (annualized) | +19.70% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 19.4% | 13.6% | |
| Max Drawdown | -23.6% | -33.4% | |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | Oct 20, 2011 |
FBOT vs SCHD Performance
Fidelity Disruptive Automation ETF (FBOT) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FBOT returned +27.38% while SCHD returned +31.38%. Year to date, FBOT is up 19.60% versus a gain of 24.26% for SCHD.
Over three years, FBOT compounded at +19.70% per year against +15.08% for SCHD. Across the full 3-year window we track, FBOT has the edge at +16.20% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBOT has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for FBOT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FBOT charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, FBOT currently yields 0.42% against 3.31% for SCHD.
Holdings Overlap
FBOT and SCHD share 0 holdings out of 150 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FBOT or SCHD?
FBOT has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, FBOT or SCHD?
Over the past year FBOT returned +27.38% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), FBOT annualized +16.20% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FBOT or SCHD?
FBOT has been the more volatile fund at 19.4% annualized versus 13.6% for SCHD. Worst drawdown: FBOT -23.6% vs SCHD -33.4%.
Should I hold both FBOT and SCHD?
FBOT and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FBOT and SCHD?
FBOT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 150 unique securities.
Which pays a higher dividend, FBOT or SCHD?
FBOT yields 0.42% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.