FCPI vs VXUS

FCPI vs VXUS

Which is better, FCPI or VXUS?

Each has led over a different period.

VXUS has a lower expense ratio. FCPI led over 3Y, 5Y and the full window, VXUS over 1Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFCPIVXUS
Expense Ratio0.15%0.05%Best
AUM$270M$158.1B
Dividend Yield1.60%2.59%
Holdings1058,747
YTD Return+15.30%+15.57%Best
1Y Return+19.38%+27.46%Best
3Y Return (annualized)+21.26%Best+20.30%
5Y Return (annualized)+14.11%Best+8.96%
Volatility (annualized)16.9%16.4%Best
Max Drawdown-37.3%-35.1%Best
$10,000 over 5 years$19,347Best$15,358
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 5, 2019Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 7, 2019 to Sep 3, 2026 (6.8 years).

FCPI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.8 years both funds cover.

FCPI vs VXUS Performance

Fidelity Stocks for Inflation ETF (FCPI) is an ETF from Fidelity Investments (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year FCPI returned +19.38% while VXUS returned +27.46%. Year to date, FCPI is up 15.30% versus a gain of 15.57% for VXUS.

Over three years, FCPI compounded at +21.26% per year against +20.30% for VXUS; over five years the annualized figures are +14.11% and +8.96% respectively. Across the full 7-year window we track, FCPI has the edge at +14.54% annualized vs +9.94%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FCPI has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 16.4% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.3% for FCPI and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FCPI charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, FCPI currently yields 1.60% against 2.59% for VXUS.

Holdings Overlap

We hold position weights for 100 holdings in FCPI and 8,094 in VXUS, totalling 102.1% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 100 positions we hold weights for in FCPI and 8,094 in VXUS, against full books of 105 and 8,747.

You are not choosing between two funds in isolation.

Whichever of FCPI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FCPIVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FCPI or VXUS?

FCPI has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option, by $10 a year on a $10,000 investment.

Which performed better, FCPI or VXUS?

Over the past year FCPI returned +19.38% vs +27.46% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), FCPI annualized +14.54% vs +9.94% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FCPI or VXUS?

FCPI has been the more volatile fund at 16.9% annualized versus 16.4% for VXUS. Worst drawdown: FCPI -37.3% vs VXUS -35.1%.

Should I hold both FCPI and VXUS?

FCPI and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FCPI or VXUS?

FCPI yields 1.60% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

Is VXUS better than FCPI?

VXUS has a lower expense ratio. FCPI led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.