FDAT vs SCHD
Tactical Advantage ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FDAT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.78% | 0.06% | |
| AUM | $36M | $103.7B | |
| Dividend Yield | 5.84% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | +5.70% | +24.26% | |
| 1Y Return | +12.62% | +31.38% | |
| 3Y Return (annualized) | +9.02% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 8.8% | 13.6% | |
| Max Drawdown | -8.2% | -33.4% | |
| Fund Family | Tactical Advantage | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 11, 2023 | Oct 20, 2011 |
FDAT vs SCHD Performance
Tactical Advantage ETF (FDAT) is a ETF from Tactical Advantage and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FDAT returned +12.62% while SCHD returned +31.38%. Year to date, FDAT is up 5.70% versus a gain of 24.26% for SCHD.
Over three years, FDAT compounded at +9.02% per year against +15.08% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.39% annualized vs +9.20%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.8% for FDAT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.2% for FDAT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDAT charges 0.78% per year while SCHD charges 0.06%. On a $10,000 position that is $78 vs $6 annually, a gap of $72 per year that compounds over a long holding period. On income, FDAT currently yields 5.84% against 3.31% for SCHD.
Holdings Overlap
FDAT and SCHD share 0 holdings out of 119 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDAT or SCHD?
FDAT has an expense ratio of 0.78% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, FDAT or SCHD?
Over the past year FDAT returned +12.62% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), FDAT annualized +9.20% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FDAT or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.8% for FDAT. Worst drawdown: FDAT -8.2% vs SCHD -33.4%.
Should I hold both FDAT and SCHD?
FDAT and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDAT and SCHD?
FDAT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 119 unique securities.
Which pays a higher dividend, FDAT or SCHD?
FDAT yields 5.84% while SCHD yields 3.31%, so FDAT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.