FDIS vs VYM
Fidelity MSCI Consumer Discretionary Index ETF vs Vanguard High Dividend Yield ETF
Which is better, FDIS or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. FDIS led over the full window, VYM over 1Y, 3Y and 5Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 56.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDIS | VYM |
|---|---|---|
| Expense Ratio | 0.08% | 0.04%Best |
| AUM | $1.7B | $81.6B |
| Dividend Yield | 0.73% | 2.22% |
| Holdings | 251 | 613 |
| YTD Return | -5.04% | +9.71%Best |
| 1Y Return | -6.31% | +13.77%Best |
| 3Y Return (annualized) | +11.85% | +17.30%Best |
| 5Y Return (annualized) | +3.77% | +11.45%Best |
| Volatility (annualized) | 19.7% | 13.5%Best |
| Max Drawdown | -39.2% | -35.7%Best |
| $10,000 over 5 years | $12,033 | $17,195Best |
| Top 10 Weight | 56.5% | 26.1%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Oct 21, 2013 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Oct 24, 2013 to Sep 24, 2026 (12.9 years).
FDIS vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.9 years both funds cover.
FDIS vs VYM Performance
Fidelity MSCI Consumer Discretionary Index ETF (FDIS) is an ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FDIS returned -6.31% while VYM returned +13.77%. Year to date, FDIS is down 5.04% versus a gain of 9.71% for VYM.
Over three years, FDIS compounded at +11.85% per year against +17.30% for VYM; over five years the annualized figures are +3.77% and +11.45% respectively. Across the full 13-year window we track, FDIS has the edge at +11.21% annualized vs +9.09%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIS has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 13.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.2% for FDIS and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDIS charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, FDIS currently yields 0.73% against 2.22% for VYM.
Holdings Overlap
26.1% of FDIS's money is in holdings VYM also owns. 6.2% of VYM's money is in holdings FDIS also owns.
FDIS and VYM share little of their money.
65 positions in common, counted across the 239 positions we hold weights for in FDIS and 557 in VYM, against full books of 251 and 613.
What only one of them owns
Our book lists 466 positions for VYM that do not appear in our book for FDIS (90.9% of the fund), and 169 for FDIS that do not appear in VYM (73.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FDIS | Weight in VYM | Difference |
|---|---|---|---|
| HDHome Depot Inc/The | 4.88% | 1.34% | 3.54% |
| MCDMcdonald'S Corp | 2.82% | 0.78% | 2.04% |
| SBUXStarbucks Corp | 1.85% | 0.49% | 1.36% |
| LOWLowes Cos., Inc. | 1.74% | 0.47% | 1.27% |
| RCLRoyal Caribbean Cruises | 1.08% | 0.32% | 0.76% |
| FFord Motor Credit | 0.87% | 0.23% | 0.64% |
| GRMNGarminltd. | 0.76% | 0.20% | 0.56% |
| NKENike Inc | 0.74% | 0.20% | 0.54% |
| EBAYEbay Inc. | 0.68% | 0.21% | 0.47% |
| YUMYum! Brands, Inc. | 0.68% | 0.17% | 0.51% |
26.1% of FDIS is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDIS or VYM?
FDIS has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, FDIS or VYM?
Over the past year FDIS returned -6.31% vs +13.77% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (13 years), FDIS annualized +11.21% vs +9.09% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDIS or VYM?
FDIS has been the more volatile fund at 19.7% annualized versus 13.5% for VYM. Worst drawdown: FDIS -39.2% vs VYM -35.7%.
Should I hold both FDIS and VYM?
FDIS and VYM have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDIS and VYM?
26.1% of FDIS's money is in holdings VYM also owns. 6.2% of VYM's is in holdings FDIS also owns. They hold 65 positions in common, counted across the 239 positions we hold weights for in FDIS and 557 in VYM.
Which pays a higher dividend, FDIS or VYM?
FDIS yields 0.73% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than FDIS?
VYM has a lower expense ratio. FDIS led over the full window, VYM over 1Y, 3Y and 5Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 56.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.