FDIS vs VOO
Fidelity MSCI Consumer Discretionary Index ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FDIS | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $1.7B | $979.0B | |
| Dividend Yield | 0.72% | 1.09% | |
| Holdings | 249 | 509 | |
| YTD Return | +2.95% | +13.44% | |
| 1Y Return | +8.75% | +22.62% | |
| 3Y Return (annualized) | +12.84% | +21.47% | |
| 5Y Return (annualized) | +5.63% | +13.27% | |
| Volatility (annualized) | 19.7% | 14.1% | |
| Max Drawdown | -39.2% | -34.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 21, 2013 | Sep 7, 2010 |
FDIS vs VOO Performance
Fidelity MSCI Consumer Discretionary Index ETF (FDIS) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FDIS returned +8.75% while VOO returned +22.62%. Year to date, FDIS is up 2.95% versus a gain of 13.44% for VOO.
Over three years, FDIS compounded at +12.84% per year against +21.47% for VOO; over five years the annualized figures are +5.63% and +13.27% respectively. Across the full 13-year window we track, VOO has the edge at +13.55% annualized vs +12.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIS has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.2% for FDIS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FDIS charges 0.08% per year while VOO charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, FDIS currently yields 0.72% against 1.09% for VOO.
Holdings Overlap
FDIS and VOO share 46 holdings out of 698 unique holdings combined, representing a 9.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDIS or VOO?
FDIS has an expense ratio of 0.08% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, FDIS or VOO?
Over the past year FDIS returned +8.75% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (13 years), FDIS annualized +12.03% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, FDIS or VOO?
FDIS has been the more volatile fund at 19.7% annualized versus 14.1% for VOO. Worst drawdown: FDIS -39.2% vs VOO -34.3%.
Should I hold both FDIS and VOO?
FDIS and VOO have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FDIS and VOO?
FDIS and VOO share 46 common holdings with a 9.3% weight overlap. Combined, they hold 698 unique securities.
Which pays a higher dividend, FDIS or VOO?
FDIS yields 0.72% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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