FDRV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFDRVVTIWinner
Expense Ratio0.39%0.03%
AUM$28M$663.5B
Dividend Yield1.20%1.07%
Holdings553,543
YTD Return+8.10%+14.22%
1Y Return+16.10%+22.19%
3Y Return (annualized)-0.88%+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)29.9%15.3%
Max Drawdown-63.9%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 5, 2021May 24, 2001

FDRV vs VTI Performance

Fidelity Electric Vehicles and Future Transportation ETF (FDRV) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FDRV returned +16.10% while VTI returned +22.19%. Year to date, FDRV is up 8.10% versus a gain of 14.22% for VTI.

Over three years, FDRV compounded at -0.88% per year against +21.27% for VTI. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs -6.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDRV has been the more volatile fund, with annualized monthly volatility of 29.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.9% for FDRV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FDRV charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, FDRV currently yields 1.20% against 1.07% for VTI.

Holdings Overlap

2.3%overlap

FDRV and VTI share 20 holdings out of 2813 unique holdings combined, representing a 2.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDRVWeight in VTIDifference
TSLA4.12%1.63%2.49%
UBER4.28%0.20%4.08%
APTV3.58%0.02%3.56%
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Frequently Asked Questions

Which is cheaper, FDRV or VTI?

FDRV has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, FDRV or VTI?

Over the past year FDRV returned +16.10% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), FDRV annualized -6.63% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, FDRV or VTI?

FDRV has been the more volatile fund at 29.9% annualized versus 15.3% for VTI. Worst drawdown: FDRV -63.9% vs VTI -56.6%.

Should I hold both FDRV and VTI?

FDRV and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FDRV and VTI?

FDRV and VTI share 20 common holdings with a 2.3% weight overlap. Combined, they hold 2813 unique securities.

Which pays a higher dividend, FDRV or VTI?

FDRV yields 1.20% while VTI yields 1.07%, so FDRV currently pays the higher dividend yield.

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